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Abba1772's Debt Free Diary
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morning
half hour session on the cross-trainer done before kids woke up. Have the gym at 10.30am last morning session as two new mindees start next Wednesday. dropping the puppy off to my grans as she always has her on a Wednesday will spent some time with my gran before I nip to the gym
parent paid for the the first wee session £20 yesterday so sent it over to the barclaycard as it's money I won't miss.
It's hubby's birthday on Sunday so nipping into two after the gym to get him a new hoody I saw and I'll grab him a couple of Turkish beers from homebargains as they are his favourite.
the plan is to come home, grab a shower have my lunch and watch a couple of my programs before I pick up the after schoolers.
Need to go pick up a highchair as tested out my own one yesterday and wee one was trying to tip it so found an ikea one on fb marketplace for £10 so need to pick that up tonight xx
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
Over 8k and they didn't even visit. Wow.
It's a shame you can't continue with the gym sessions during the day.xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x5 -
Exhausted just reading this 🤣 Is the beer Efes? Mr SA liked that one when we were in Turkey a few years ago.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Sun_Addict said:Exhausted just reading this 🤣 Is the beer Efes? Mr SA liked that one when we were in Turkey a few years ago.NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053
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morning
it's a beautiful day here so the washing machine is being abused as it's on its 3rd load today and i'm aiming to get another one one after it.
Need to get rid of the huge ironing pile today so will do that this afternoon when wee one goes for a nap.
hubby got paid for his homer yesterday so he's gave me the money straight away and i need to put it in the bank minus £20 as I need to send a card to hubby's cousin as she turned 18 tomorrow and her birthday party got cancelled so I'll send that away today as well.
sent £6.34 towards the barclaycard slow and steady wins the race.
Emergency fund will be taking a hit, got a quote to repair the two damaged sections of rendering around the two bedrooms at the front of the house to get us through the winter. It's going to cost £600 but they are taking a large section around each window and rerender it and this should get us through the winter. Then in May they have quoted us £3k to paint the house with a waterproof coating so my sand coloured house will be becoming white with contrasting grey sections as will the garage. My gran has this paint on her house and she can't believe the difference it makes to her home heating wise so she recommends it too so I think we will be going with that option.
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.056 -
You will have that card paid off AND saved the money well by then
I have all the faith in you
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.804 -
That's a better quote for the rendering. Your house will look brand new when it gets its posh waterproof coating next year 😀I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Sun_Addict said:That's a better quote for the rendering. Your house will look brand new when it gets its posh waterproof coating next year 😀NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.052
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Morning
Done my last cross trainer session of the week woo hoo was tough as hubby decided to tighten all the bolts as it was squeaking its brain out lol so it was so stiff to move but it was a good workout.
wee mindee having his breakfast so I'm catching up on banking and some other bits that need sorted today.
Sent £9.12 towards the card this means I've sent £538.87 towards it this week which is a great start to tackling the card.
Hubby's builder friend is going to fix the rendering around the windows will cost us £300 and then he'll send one of his contacts down to us and he reckons it'll cost no more that £4k for a full re-render not paint so need to have a wee think either way my house is getting redone next year how exciting.
Have another appointment on Thursday from the council to fill two days I have available so I only have one full time space to fill for Monday to Friday but it's a good sign that the council are starting to fill these spaces again, hopefully they fill soon so I have extra pennies for hitting the CC.
I never managed to get my ironing pile sorted yesterday so you can imagine how big my ironing pile got last night so I will tacle all that today as I love starting the weekend with nothing in the ironing pile.
happy Friday peeps
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
Ooh decisions, decisions on the house front. Will look fab when it's done whatever you decide. Good news on the council filling your spaces up, all helps to boost the coffers. Have a fabulous day xI get knocked down but I get up again (Chumbawamba, Tubthumping)4
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