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Abba1772's Debt Free Diary
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Happy holidays, have a fabulous time 😎☀️🍹I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Have an amazing holiday!! Sorry just catching up xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.802 -
Hi guys
I'm sweating here but all is good
Have been relaxing quite strange tbh but lounging by the pool and playing in the pool with kids then out for dinner at night seems to be out routine here and I'm loving it xx
Also managed to transfer £100 to the emergency fund as parents have paid me but I don't need it as we have the holiday money do I only have to find £195 to get it back to the £1000 Mark so not much woo hoo
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
Glad that you are enjoying yourself 🌞I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Poor xander doesn't have much luck with trainers, his Nike air maxes stitching has split, got onto live chat and sent them pictures and they sent me a returns label and will send out his replacements when they get the return so can't complain, well I can I expect his trainers to last more than two wears as they were £80 in the sale reduced from £125 (hes 14 next week and a gents size 8 already 😮) soNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053
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Glad to hear you’re having such a lovely time, enjoy that sun☀️I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Have a lovely rest of the time. How dedicated are you to still be banking when you're away! XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x4 -
Glad you are having a good time"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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OMg about his trainers least they taking them back though!!xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.803 -
Evening
Sent another £100 over to the emergency fund as child benefit was paid in today only £89 to go before we are back at £1000 😁
Holiday spends is doing ok still not telling hubby how much we left tho as he will want to blow it but I'm hoping to have enough to pay my self employment national contributions of £159 (I usually pay this after Xmas but it's a lot of money to find at that time of year so want to be organised) and also enough for xanders school trainers which will cost about £100 which is my budget but hopefully we can get under that xx
One parent due to pay me £60 on Friday so that'll get transferred over to the emergency fund which means only £29 to find to get that emergency fund up to the £1k mark xx
I'm trying to find out if by accepting the self employment government scheme which I have been told I qualify, if it will affect us remortgaging in April. If it does would rather go without tbh but my income has halfed the last couple of months xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054
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