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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    If the Avon spray isn't to your liking I can highly recommend Garnier Summer Body gradual tanning lotion. It's more or less fool-proof, doesn't streak, gives a nice glow and it smells lovely.  I use it in the winter months as I have a light olive skin which can go rather yellow in winter. Well done on the bargain shelving unit, worth waiting for.
    I tried that garnier one, it smells beautiful however it left my legs awfully streaky loved the colour tho, maybe I'm not doing it right xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's lovely~~I really like it    :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The heart is lovely. xx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely shelf, really different. What will you put on it?

    You have to be quite sparing with the Garnier and rub it in well. When I broke my leg and had the plaster removed the nurse laughed at the colour of the inside of the plaster, it was orange 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Lovely shelf, really different. What will you put on it?

    You have to be quite sparing with the Garnier and rub it in well. When I broke my leg and had the plaster removed the nurse laughed at the colour of the inside of the plaster, it was orange 🤣
    Aww see I was putting it on thick hoping for colour on my pale pale legs 😂😂😂
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I've got a few little bits I can put on the shelf think a little bit of greenery on it as well will wait and see when it's up, it'll go on the wall that you see when you come down the stairs as I have high ceilings and it's such a waste of space so this will add some interest to it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning
    wee one if having a snack so jumped on to do my finances

    Busy day as usual ,the new washing machine is behaving itself so far

    have sent all the delivery info for the food larder so that's the team working off my list, have also sent reports to the council, have sent a request to our partner who provides us with frozen food with the list of everyone requiring a food parcel this wee.  we have 67 this week so not too bad, and have organised the driver for the prescription collection so that's my tasks done for the food larder so far today .

    tasks for today inbetween working is send the final list at 3pm of the deliveries so they can start marking them off ready for tomorrow and need to set up a zoom meeting at 7.30pm tonight to discuss some issues.

    I have to also sort through my avon invoice and submit a claim of items missing from by order, around £200 worth of stock not impressed and no way of contacting them since the cyber attack that happened three weeks ago, what a mess.  I also have a avon delivery tonight at 6.30pm then the orders I've been holding back hoping the missing items would turn up will be getting delivered tomorrow so thankful my customers are understanding.  so I have no idea what my commission is but i'll just chuck the majority of it towards the holiday fund after I've taken off the boys money from it, I owe Xander £13.50 and KK £3.50 as he only came out for one avon run so it's only fair Xander gets more as hes putting more work in.

    I also need to wrap up abbie's birthday presents as she's starting to get nosy in my room lol.  

    Have transferred £70 into my holiday account, we have £1954.54 in there will be over the £2k mark tomorrow as I'm due to get paid from the council tomorrow so it'll defo boost it more.

    Right off to put the washing out whilst its dry and let the wee one play with the toys outside whilst i pull some weeds out.

    Have a lovely day xx


    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    What a night last night has a 3 and half hour zoom meeting regarding the food larder, I've decided I'm putting an official complaint in regarding the conduct of certain members of the committee who have made it their mission to upset as many members as they can during this unprecedented time because they left and they are annoyed that the food larder has became a success without them and I have had enough of them constantly trying to the take the focus away from that.  So thats what I will be doing this weekend.

    Been paid by the council I now have £2567.29 for holiday spends, might just get it to £2800 so its roughly £200 per day not that we will need it and whatever we bring back then Ill put it towards hubbys credit card as I want to tackle that when i get back from holiday.  Hubby has no idea how much I have saved and I intend to keep it that way.  I know its a lot but whenn you think that we need to buy our own food out there, i'm hoping with a villa we can just do a food shop for breakfast items and snacks and then just eat out at dinner time this should save some pennies.  Plus its the two boys birthdays when we are out so need to buy presents when we are out there xx

    well my missing orders from Avon hasn't turned up so need to text all my Avon customers to apologise and get the remaining orders out, hopefully everyone is understanding and I can get rid of them all tonight and get my invoice paid tomorrow then that's another thing off my to do list.  With all the items missing I'll make about £150 commission so its still not to be sniffed at.  This will get chucked towards the holiday fund.

    Ordered myself a hoodie for holiday was £60 reduced to £43 and had a code for 30% off on the nike store and got it for £30.43 so defo a bargain so thats me, KK and Abbie all sorted for holiday clothes.  Just Xander who I want to take out next Wednesday and then it's just the Hubby to sort out with joggers and a t-shirt.  The boys passports have arrived woo hoo now just waiting on Abbie's coming and thats another headache sorted.

    Abbie's presents are all wrapped and I've ordered all my pictures of her from baby to now so they should be here next week, can't believe I have a 18 year old in 2 weeks where has my baby girl gone???




    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are a whirlwind. 
    You never stop 😀
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wait til you have a 27 year old! Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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