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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning :hello:

    transferred £5 towards the savings i have £714.96 / £1248 and I contacted the finance people to double check that there were no penalty fees to closing the agreement early and they confirmed there are none :j

    I've lost my notebook where i log all my payments bit geeky i know but i need to find it.........like looking back and seeing how much I've cleared in a year :D

    was a productive day yesterday got all my washing baskets emptied and dried ironed and put away so I'm up to date with the washing

    also stripped one of my buggy's yesterday and bleached it just because its spent the winder in the garage so needed to freshen it up.....just need to put it together again :rotfl: that will be a task for this afternoon

    we are off to toddlers in the town so as its just me and one mindee we are off to subway for the lunch shes all chuffed we are eating out :rotfl:

    right off to get KK ready for school xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your shoulder is improving. Hope you find your notebook soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,944 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you find your notebook soon :)
    Great totals :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Do you think you'll manage to reach your target before the end of the month Abba? You're rocking it so far and you still have a couple of weeks to go! Got my fingers crossed for you :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Yeah I'm hoping to hit it for the end of the month for sure

    Then it's all holiday related stuff as need to book our seats together which is £180 :eek: and then its money for holiday clothes and then spending money :T

    Don't go on holiday until 30th June tho so plenty of time xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I'm glad your shoulder is starting to feel better, the physio must have helped :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm glad your shoulder is starting to feel better, the physio must have helped :).

    I think I spoke too soon about the shoulder woke up on my back last night went to move and felt something ping :eek: pain started running down arm again.........this is going to take a long time to heal I reckon but got a cold compress on it just now which is reliveing the pain.

    Might be able to clear the finance today :eek: hubby got a wee windfall :T so he's gave me it for holiday but I'm tempted to fling it at the finance so I can start prepping for our holiday :cool: will need to rejig the figures and what pennies I have and see what I can do......it would be amazing

    Also need to phone tax credits and inform them of hubby's wages now we are in a new financial year as don't want to be paid the wrong amount dues the new financial year but I need to get my accounts in order.......I'm nearly done with them thank goodness just need to put through some more receipts and we are sorted :cool: so that's my plans for today

    Working 10am til 6pm today so not too bad I guess hoping shoulder eases up and it's really starting to annoy me xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Oh wow! Clearing the finance today would be AMAZING! Three weeks to clear one whole chunk of debt? Wowza!

    Hope the shoulder eases up. I've got back problems and I always find I'm lulled into a false sense of security with it. Just as I'm thinking 'wow, my back hasn't bothered me in a couple of days', it comes back with a vengeance. It's like it saves up the aches to unleash all at once!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Homegrown0 wrote: »
    Oh wow! Clearing the finance today would be AMAZING! Three weeks to clear one whole chunk of debt? Wowza!

    Hope the shoulder eases up. I've got back problems and I always find I'm lulled into a false sense of security with it. Just as I'm thinking 'wow, my back hasn't bothered me in a couple of days', it comes back with a vengeance. It's like it saves up the aches to unleash all at once!

    I think that's what happened here I've been getting better so thought I could do more but nope my shoulder is mocking me :rotfl:

    Still not done the figures yet will do that after the nursery run.........if I clear this that's saving me £50 a month :T not much but when you're halfway through the month and you forget it's coming out it kicks up your budget :mad: plus with the barclaycard cleared its saving me £100 a month so with both of these that's saving me £1800 a year :eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,944 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope that you get your figures to add up :)
    Boo to the shoulder :( xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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