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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Been a different kind of day

    Got my Christmas bedding on whilst kids had their breakfast :D looks pretty

    Me and my mindee went to kks nativity play he played one of the three kings my mil wasn't impressed when I said he looked like emperor Ming from Flash Gordon :rotfl: I thought he looked cool :cool: and he was a wee superstar :T

    Then it was home with my mindee and she helped me wrap up bobs Xmas presents :D and I've hidden them away :T hehe plus I wrapped the rest of xanders presents as well :T

    Then it was off to do the nursery drop off and pick ups

    Was going to pop into my grans but she wasn't in......I wonder where she is gallavanting off to ???? I shall find out :rotfl:

    Im returning the top from very as it was rather boxy on didn't like it so I sent a return request so I'll drop it off at the click and collect either tonight or tomorrow .......at least my very balance I sent going down rather nicely.......this will be cleared on Friday as I'm due to get paid from the college then so it's my mission to get this to zero then but need to check my statement date so I don't over pay, in fact I'll leave £18 on it ans once the top has been logged as returned it'll wipe the balance off :T smart thinking xx

    Got after schoolers to sort out today and I need to untangle my outdoor Xmas lights and get them ready for putting up hopefully tonight or tomorrow night :D

    Only spends today will be on milk and bread as we have none in the house so will do that are I've picked the after schoolers up xx

    Hope you're all having a fab Tuesday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 96,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are on fire as always :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sounds like a busy day Abba, I don't know how you fit it all in.
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds like a busy day Abba, I don't know how you fit it all in.
    x

    Neither do I!!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    Exactly jwil, that's a great way to look at it xx

    Just want it all gone I'm aiming to be debt free this time next year

    Then it'll be the mortgage provider quacking in their boots :rotfl:

    If anyone can you can :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    How is eveyone????? I need to hide my purse my mindset seems to have changed a wee bit and I don't like it as I'm spending money :rotfl:

    Was meant to start at 7.15am but mindees family slept in so did my ironing and got it put away before the arrived at 8.15am :D took Kk to school then popped on the bus £4.20 then nipped into homebargains for toilet paper, kitchen room, white vinegar, baby wipes, crisps, shampoo for Abbie, fairy non bio, oven cleaner, Xmas craft bits and bloo for the toilet :D think I spent £15

    Then it was off to playgroup £2.50

    Came home had lunch then dropped one mindee off to nursery and me and the other mindee jumped back on the bus to make use of my day rider ;) and went to the bigger homebargains as the had none of my shampoo conditioner or pens for Kk ended up spending £33 on a airer, shampoo and conditioner, crackers for Xmas, face wipes and a Xmas candle :rotfl:

    Need to stay away from shops :rotfl:

    Only need to get a voucher for my friends daughter and I am finished the Xmas shopping :D

    Finish work at 6pm tonight need to put the outside lights up tonight otherwise it'll never get done :rotfl:

    Also need to finish abbies paperwork for college just need to find a document and we are done xx

    Right off to get another washing on :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 96,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Slow down woman!!! xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    Slow down woman!!! xx

    Can't......got too much to do xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Kids are playing happily away so I've popped on here

    Got up early as my avon was getting delivered early :( like 7am early but it arrived at 8.30am so not too bad

    Managed to gut my dining room.....why is the table always piled up with other people's c r a p .......anyway it's all cleared away thank goodness

    Also managed to get the hallway all cleared Away, hoovered and washed but I reckon I need to do a good old fashioned scrub of the floor as the mop didn't do much tbh it needs a good clean will try and get that done maybe tonight or tomorrow before the Xmas party night out xx

    Took a wee walk with my little mindee to return my very parcel so that's another thing off my to do list :T

    So lugged 21 avon boxes up the stairs yes you read right 21 and I've managed to get I think all sorted before the school run as my wee mindee was having his nap :T so all I need to do is message everyone :T

    Managed to get two washings done as well so I've had a productive day

    No debt repayments for today but hoping to clear very tomorrow :T

    Hubby got a tax rebate from hmrc so that's the xmas dinner covered :D and I've updated my tax credits online to inform them that hubby is now back at work :T dreading the cut of the tax credits but I'm sure with hubby working we should be better off :cool: we shall see will check tomorrow and see if it's updated :T

    Hope your all having a lovely Thursday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 96,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That is a lot of Avon :eek:
    Good news about Very.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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