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Abba1772's Debt Free Diary
Comments
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It is think I got over £900 in sales so will gain over £200 commission :j £30 of that will be going to the carpet cleaner on Monday who's coming to do my stairs and landing as they've are starting to look grubby xx
Been a busy morning been up since 5.30am worrying about my friend can't wait to see her Xmas day she'll be ok she's a strong one
So got up got showered, texted my morning avon customers to say I'll be delivering their avon this morning, printed off the community association minutes so I can photocopy them whilst I'm at playgroup.
Started work at 7.30am will finish at 5pm tonight took Kk to school and delivered my two avon deliveries, set up playgroup then photocopied 30 sets of minutes and put them in everyone's dockets after I did the nappy changes
Playbpgroup was busy finalised all the last bits of the Xmas party we have next Friday :T still need to get labels for the presents tho, confirmed Santa and need to ask the school if we can borrow their Santa suit xx
Came home and they are eating their lunch I'm just waiting on mine to ping :cool: got the nursery run n half a hour the I have another at order to deliver but she's already paid for it :T
So plan is to come home and text everyone that there order is here but I won't be making deliveries til Monday as me as hubby are off out tonight:beer:
Got two other avon orders to deliver whilst I'm picking k up from school so that'll be more out the way as my room is heaving :rotfl:
Right microwave went ping I'm off to eat xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Oh and I've cleared my very account :j just waiting on the return to be credited xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Great news on Very.
Enjoy your night outxx
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done on clearing Very and the Avon sales :T
Have a good night out"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
You're on fire as usual . Great news on the Avon commission and Very account :T.
Enjoy your evening out with DH.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well done on Very account :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
You're doing really well Abba - Well done on clearing the Very account. You'll be debt free before you know it. Hope you have a brilliant night out tonight
.
LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Afternoon :hello:
How are we??? Have you had a nice weekend???
Had a great night out on Friday lots of laughs and booze :rotfl: discovered candy cane gin......was sooooooo nice I'm now dropping hints for it for my birthday or Xmas :rotfl:
Bit of a spendy day yesterday, went to smiths spent £30 on board games for over the holidays we have monopoly twister and connect four but my payout from PA cover most of it :cool:
Spent £30 in Asda last night get pizzas munchies and a bottle of baileys for Santa for Fridays playgroup party xx
Outside Xmas lights are up :T:T:T:T:T finally
Managed to remember the labels for the playgroups presents :j so need to take them tomorrow then I need to take 25 selection boxes with me on Friday :eek:
Got Abbie to go through some of her stuff one black bag of rubbish and one black bag going to the charity shop :T she's such a hoarder :eek: just her cupboard and under her bed to be done now :eek: baby steps :rotfl:
Been a nsd today :T
Decided my next target is the Argos card I've got £391.95 to clear :eek: giving myself a target of clearing it by 31st JanuaryI'll probably clear it before that but I'm not putting pressure on myself over the holidays to get it cleared as I want to enjoy my two weeks off with my family as it's been a manic year and I want to slow down a bit .......can't wait for the lie ins :rotfl:
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You're doing amazing Abba and I think the plan of having a slow down two weeks is a good idea! You never stop.
Sounds like a good productive weekend
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »You're doing amazing Abba and I think the plan of having a slow down two weeks is a good idea! You never stop.
Sounds like a good productive weekend
x
No doubt I'll find plenty to do :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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