📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

1394395397399400665

Comments

  • doingitanyway
    doingitanyway Posts: 10,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Amazing commission. Bravo.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant sales, well done :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Just plodding away Halifax will be at zero tomorrow :D so exciting :T

    Managed to cash out £25 on a survey site went straight to Halifax

    Just so busy I hate not getting on here as it keeps me right

    Absolutely skinto balance on bank is zero til tomorrow :T thank goodness

    Printed out letter to the major supermarkets asking for donations for our playgroup Xmas party got some chocolates last year so I'll get them posted after I've dropped off my morning mindee at her nursery and picked up my afternoon mindee from nursery xx

    Other than that I'm working hard and still paying down the Halifax :D

    Hope you are well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Roll on tomorrow :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • That will feel amazing when the Halifax is paid off :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Paid off Halifax day :D :T :j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Happy Paid off Halifax day :D :T :j

    It's not sunk in yet lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Wooo I see the zero sign :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Wooo I see the zero sign :D xxx

    I know can't wait for tomorrow when I log into my Halifax app and see the zero on my account.........now to start saving for Xmas need to calculate how much I need to save up ........got a few bits in but me and hubby hitting Livingston outlet on the black Friday weekend so best get saving :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well it's official my Halifax is ZERO :j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j

    Can't believe I've managed to pay off over £5.5k in 3 months that's some amount and never in a thousand years did I think I would manage it but it's done plus I added two phones and pink tickets too it but it's all cleared :T thank goodness :D

    Feeling rather chuffed with myself :cool:

    So my next targets........yes there is two :rotfl:

    Save £950 for Xmas by the 23rd November :eek: as it's Black Friday weekend and I want to have a nice wee nest egg not that I'll spend it all :rotfl: but would like to have this in case but if I see anything I'll just take it off the total as I've just got hubby a still game print framed for his Xmas which cost me £46 and collected it today looks amazing but it's hidden away now :rotfl:

    And clear my VERY account as it had £530 sitting on it :o to be fair most of it I sent abbies dodgy iPhone that we got shot of so made a payment of £130 today so I have a month to clear this account as want it gone for the end of November :D

    So Xmas savings are first on the list :cool:

    Also going to book Kk in to see Santa at the ski slope in Glasgow bit pricy but have the money will cost £40 for me hubby and Kk as the two older ones are away to army cadets weekend camp at the last weekend of November so we decided we are having a Christmassy day with Kk which includes seeing Santa at braehead then going to Glasgow city centre for the Xmas lights and the Xmas fair. The Santa session lasts two hours plus a chance to play in the snow.......so excited xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.