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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    College paid me today so sent £195.12 towards the Halifax :D I a man under the £500 mark :j can't believe this card will be at zero at the end of the month :eek:

    I've proper tackled this since 23rd July so in three months I'll have managed to clear over £5k :eek: don't get me wrong I got a little lucky with the tax credits underpayment :D but still I'm very pleased

    Won't be adding to the card for my pink tickets instead I've put my avon money in a separate savings account so as soon as tickets are released I've got the money set aside :D just don't want my balance to go up

    Aim for next weekend is to get my card to under the £400 mark :D

    Working 7.30am til 3pm so not too bad have playgroup to set up and also have a avon's to deliver this morning :D. Also got someone coming to pick up some toys I'm getting rid of cause I'm getting rid of my doubters so should get £20 for them :D hoping to put this towards the Halifax :D we shall see

    Feel like I've got the cold working on me had a itchy dry throats for about a week now woke up feeling rotten but the show must go on I can relax at the weekend after weigh in :rotfl: should be a lsd as kids want to make their own pizzas so we can get all the stuff from Aldi tomorrow

    Got avon book collection tonight...........got £80 in orders right now and haven't left the house yet :T hopefully itll be a big order as the run up to xmas is always good xx

    Right off to wipe banana off wee mindees face.......it's everywhere but he's happy :D

    Have a great weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are amazing abba, well done :T :T Pink is a well deserved treat after you've worked so hard to clear so much.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well hubby had an unexpected windfall and gave me £300

    Can you guess what I did with it

    Yip you guessed it I sent it straight towards the Halifax :T

    As you can see my amount on the Halifax card is under £200 how exciting :j

    Aiming to get it under the £100 by next weekend :cool:

    IT'S ON.......THE FINISH LINE FOR THIS CARD IS NEARLY DONE :j the new I can book my holiday :D

    Then I can figure out what my next target is
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • This is so exciting :rotfl:
    Don't think I've been so invested in someone else's debt busting before!

    You can tackle mine next if you want :D:rotfl:
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • beanielou
    beanielou Posts: 95,928 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So awesome.
    Just awesome.
    Be proud :D xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772 wrote: »
    Well hubby had an unexpected windfall and gave me £300

    Can you guess what I did with it

    Yip you guessed it I sent it straight towards the Halifax :T

    As you can see my amount on the Halifax card is under £200 how exciting :j

    Aiming to get it under the £100 by next weekend :cool:

    IT'S ON.......THE FINISH LINE FOR THIS CARD IS NEARLY DONE :j the new I can book my holiday :D

    Then I can figure out what my next target is

    You are an inspiration :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Amazing, well done - so hard working and determined!

    H x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I've still got my Barclaycard which has a scary balance on it as well as small balances on my very and argos account but I'll get them cleared then I can tackle hubbys xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,928 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have just noticed that you have paid of more this year than my yearly income :D xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well done Abba :T. You're doing brilliantly.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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