📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

1391392394396397665

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Mindee eating brekkie so jumped on to do my daily round down :D

    Sent £104 towards my barclaycard, this is my target for next year so just paying minimum payment towards it just now

    Sent £93.86 towards the Halifax bring it under the £700 bracket :D hoping to get it under the £500 mark by this weekend :D I like a challenge :D

    Avon is meant to Be getting delivered today :mad: will sort it when my mindees have gone home today and get my deliveries organised for tomorrow

    Working 7.30am til 5.30pm and it's October break here :eek: so today we have playgroup today and a group is coming in today's to help out with the older kids so we can keep the toddlers routines

    Might watch a movie later on during the day so at least today is planned out :D

    Hubby off college all week as well so I'm hoping to get him to finally paper my cupboard in the kitchen as me and Kk stripped it months ago :rotfl: would be lovely to see it all finished we shall see :D not that anyone sees inside the cupboard as it's where the bins are stored :rotfl: but it would be a no spend a space we have everything needed

    Hope you all have a lovely Monday :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    How are we all......are we surviving the October break :rotfl:

    Had the day off yesterday :T we for a house viewing with the mil then we took the boys for a walk in the woods where there is a fairy trail :D Kk loved it

    Had to nip to Tesco as I had to buy a birthday card for my nephew who is 6 today but that was all I spent yesterday

    Had to go for a nap as I had a nasty migraine which is still lurking now in the background now :mad: taken some painkillers with my breakfast

    Sent £10 towards the Halifax this morning :D

    Only got two mindees today working 7.15am til 5.30pm :eek: so we are going to the cinema today for the kids club to see incredible to as it's only £2.50 a ticket :D so £15 for 6 of us as all my kids are coming as well so it isn't too shabby :rotfl: will nip to Asda for some snacks and drinks :D

    Managed to get most of my avon deliervies done last night.........got four to do tonight hoping to get the invoice paid tomorrow we shall see :D

    Happy hump day :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,173 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the headache clears.

    You've paid off so much, well done :T

    Is it half term up there? We've still go 2 weeks to go, it's really late this year.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Yes it's half term up here already

    Kids enjoyed the cinema spent just under £25 today so not too bad considering there was 6 of us plus I needed bread and cold meat for sandwiches for lunch xx

    Managed to get rid of 5 more avon orders and I have enough to my invoice tomorrow :T not bad considering it was 4 days late......my customers are great :D

    Also gained another 2 customers as well from a post I shared on fb :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,173 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the new customers!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Great news about the new customers!

    I need to start ordering 70 books now as 50 books don't cover my two rounds :eek: can't complain though :rotfl:

    Sent £5.18 towards the Halifax.......due to get paid off the college tomorrow which will be flung towards the Halifax need to find some extra pennies to bring it under the £500 mark tomorrrow

    Only got four more avon customers to pay :T three tomorrow and 1 on Monday :T all pennies are mine now :T

    Got over £50 in bank allocated for avon but waiting til I get paid off the ones tomorrow before flinging the money onto the card you never know know I might even get this card under the £400 mark tomorrow ;) that would be fab

    Might be adding to it though as pink has just announced her tour dates and I'm wanting to go so might be adding £150 for three tickets but I'll get this paid off no problem :D I promise :D

    Off out after my mindee has woken up as I need to go to b&m for a bucket and I also need to get toilet paper, flash and toothpaste whilst I'm out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    edited 18 October 2018 at 2:16PM

    Might be adding to it though as pink has just announced her tour dates and I'm wanting to go so might be adding £150 for three tickets but I'll get this paid off no problem :D I promise :D

    The way you've tackled your debt this year means you're more than justified to get a little treat like this. Like you said you'll pay it all back again x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Mummy_bear wrote: »
    The way you've tackled your debt this year means you're more than justified to get a little treat like this. Like you said you'll pay it all back again x

    See that was my way of thinking ............was going to treat the house to something but I think I deserve a wee treat xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • doingitanyway
    doingitanyway Posts: 10,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I vote treat
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • You're doing so well. Treats do help to keep us motivated.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.