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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Wee update regarding hubby's ex garage

    He went in today spoke to his friend / business partner and she's going to phone them Monday and arrange a payment plan as he agreed the garage should be paying it not any individual person and he's going to offer them £100 a week and hubby is also going to phone on Monday and find out if he's actually done it.

    Hubby has said if they don't accept the offer we will pay it off and his ex business partner will pay us £100 a week until it's paid off. We wouldn't do this until we got something in writing confirming this xx

    And they are going to sort out a payment plan for the wheel balancer as he still owes hubby £900 for that so if we get that then it'll be getting put straight to his credit card :T

    Lost half a pound this week :T:T:T a loss is a loss bring on the Chinese tonight :rotfl:

    Got another survey on pa tonight got £22,70 confirmed £10.40 and £9.41 on qmee aiming to get £80 between them to pay for our airport parking xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon peeps :hello:

    Been a productive morning so far, managed to get my suitcase packed for holiday :j just need pants and I'm sorted :j

    Made hubby try on all his holiday clothes and all he needs is boxers :T and I've put all his holiday stuff in the washing machine and out on the line to freshen them up

    Set up playgroup today was very quiet only 7 kiddiewinkies turned up but I liked it being quiet as I can talk Away to other parents / carers

    Started work a thing 11.30am this morning so they are eating their lunch just now

    Chased up a unpaid invoice from the council surprise surprise they've lost it.......how can you lose a email :mad: so don't know when I'm getting paid for that xx

    Managed to get most of my avon delivered over the weekend and have enough to pay my invoice :j and I have four more to deliver tonight so all that I collect is ours, I've decided to treat everyone to the lounge at the airport which will cost £120 for 6 people but this includes wifi, a quieter comfier room food buffet and places to charge our tablets phone I feel needed xx so that's what this avon money will go towards :D

    Also got a community meeting at 6.30pm to attend need to print off the minutes / letters and get them proof read before I can get them photocopied and distributed to all the groups within the community centre xx will do my avon deliveries just after the meeting


    Is it bed time yet :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good grief abba, where do you find the time??

    Hope you get the answers from the garage today.

    Well done on the weight loss! 1/2lb is still downwards :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Good grief abba, where do you find the time??

    Hope you get the answers from the garage today.

    Well done on the weight loss! 1/2lb is still downwards :)

    I have no idea jwil :rotfl: I really don't

    Hubby messaged the business partner and he has said he is phoning them so we shall see won't hold my breath tho xx

    I've got 6lbs to lose in 4 weeks here's hoping I can do it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,806 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    6lbs is 1 1/2 lbs a week.
    You can do it :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,074 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I think you can lose the weight too. You are like the Duracell bunny once you get going with a goal :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Fingers crossed that the tyre money has a good resolution and good luck with the weight loss. I'm failing miserablyvwith my weight loss at the moment!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Abba if there is anyone I would place bets on managing anything, its you! You can def do this :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    How are we all.......hope everyone is well :D

    Quiet morning today just me and Kk so we walked to town on the promise of a bus ride back :T saves some pennies :rotfl: Kk is great at walking

    Got into the town went to savers spent £2.97 on shampoo and body wash for the boys for holiday as it's one that doesn't flare up their eczema then we popped into sports direct to pick up xanders tops i ordered and we bought him a new baseball hat for holiday using the £5 off voucher so got him a Nike one for £8 :T

    Bought some banana from a local green grocers as we were both hungry from our walk £1.88 blooming huge ones as well :T

    Went to toddlers £1 Kk had a great time it's his last time with them as he starts school in August :eek:

    Went to homebargains and bought our tooth brushes somehow got talked into a Spider-Man's electric one :rotfl: cost £3.49 got the rest of them and the toothpaste for £3

    Then it was over to farmfood for chips, some ww meals to keep me on track and some crisps for the snack cupboard think I spent £7.20 there

    Kk wanted a Greggs so spent £1 in there before jumping on the bus £2.30 so a bit of a spendy day I would say

    Also got a text from a parent asking if I have space after school today which I do have so that's extra pennies........if she pays me :mad: that's another story

    Florida savings are as follows $1643.72 (£1229.41) and I have £1009.40 in my normal savings account :T aiming for £3000 which means I only have £761.19 to find :T which is doable .........I think

    At the moment I'm owed £95 from the council as they've lost my invoice so I've resent them that and one parent will owe me £120 by the end of the week so that'll take a chunk out of it :D

    Got money in my purse but I don't want to put it in the bank as hubby will need money for the homers he's got to get parts etc but he will give me it back and I'll put it towards the spending money once he's finished

    Only got three more orders to deliver, two tomorrow and one on Friday and I'll have the money to book the lounge at the airport :T

    So all systems go
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,806 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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