Abba1772's Debt Free Diary

savingholmes

You have to look at the positive - can get a better deal from existing provider if need be. You won't be in debt forever if you stay as committed as you have been and then you can be an MFW too and eliminate debt altogether.

Have fun along the way too...

moneyonmymindsam

* Sorry I meant own not won - forgive me was idiot and not looking at what i typed.

Have a lovely weekend !

Sam

abba1772

moneyonmymindsam wrote: »

* Sorry I meant own not won - forgive me was idiot and not looking at what i typed.

Have a lovely weekend !

Sam

I know what you meant Sam

Forgot to say I submitted my avon order on Friday with £675 of orders would have hit £700 but the hoodie that I wanted wasn't in stock boo it was really pretty and ideal for holiday

Means we gain £165 in commission but after books it'll be about £155 so £50 to us £50 the Halifax and £55 to the Florida tin :T

Off out later to take the mil out for her lunch then we will pop over to my gran to give her her flowers and chocolates xx

abba1772

Oh and I've lost 1lb at weigh in woo hoo :j only 6lb to go til I'm back on target xx

stepuptothepl8

You are doing so well Abba, both re weight loss and the debt, its definitely not for nothing. Your hard work is paying off, just not on the mortgage, not yet. But it will. This is just a blip. Hope you're being spoilt xx

System

Hope the FA comes back with some good news for you. You have done so well recently.

jwil

That's frustrating about the mortgage abba, but at least you can get a better deal with your lender. Every little helps!

Once you've cleared the debt, if you attack your mortgage with the same enthusiasm, you'll have that cleared in no time!

You are still managing to live as well, you've got Florida to look forward to, keep going

abba1772

jwil wrote: »

That's frustrating about the mortgage abba, but at least you can get a better deal with your lender. Every little helps!

Once you've cleared the debt, if you attack your mortgage with the same enthusiasm, you'll have that cleared in no time!

You are still managing to live as well, you've got Florida to look forward to, keep going

That's the plan........hubby becomes officially self employed next month so after speaking to the financial advisor he agreed with my plan to lock to the mortgage ear for three years this means bob has theee years self employed records as well as all the credit cards being clear, the car will be paid off and I'll make it my mission to get the loan cleared within that time scale as well plus I intend to over pay the mortgage by £51 which will mean I'll knock four years and five months off the mortgage term and we will put savings behind us.

So that's the three year plan I intend to smash it and be mortgage free by the time I'm fifty.......even better if I take was by the time I was 45 :rotfl: that would be pushing it :rotfl: I can dream

Like you say jwil we are still living and we have a holiday of a lifetime coming up so I plan to enjoy it as my kids are only little once

Sent £8.05 I think towards the Halifax card tomorrow I'll be down another hundred bracket :T

Manic Monday as usual waiting on our mortgage provider phoning me at 4.30pm then it'll be official as the FA has spent all weekend on it and he's got nothing so now I know exactly where we stand I feel much better about our situation

Off to pick the after schoolers up xx

beanielou

Always goood to know where you stand

jwil

I'd love to be mortgage free by 50. I don't think it will happen, but I aim for it to be not too far after! If anyone can do it by 45 it will be you :rotfl: