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Abba1772's Debt Free Diary
Comments
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Evening :hello:
Been a chilled out Sundayhubby cooked a fry up :j
Waited for the lady to pick up the earrings.......she did :T:T £50 straight into the tin
Took all the bots and Abbie to get their haircuts and nipped into homebargains for some bits .......hubby paid
Hubby cooking dinner tonight.........I know I know I'm a lucky girlwhilst he's doing that I'm going to go through my wardrobe and see what can go and what can stay as I have nothing on the fb selling pages :eek::eek::eek:
Sent £5 towards the Halifax card .......getting there :jNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Totals are fabI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I am in awe - great selling!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well done on the sales abba :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Afternoon :hello:
Thought I would jump one before I collect afterschoolers
Was super busy yesterday as usual
Managed to get 6 surveys from PA yesterday :j now have over £20 but I'll hold off til the end of the month and cash out then
Did day 14 of 30ds yesterday as well was snoring at 10.30pm :rotfl:
Been a spendy day today went to the town for toddlers but before we went there I picked up abbies letters for her anxiety for school / exams so she can hand it in tomorrow
Nipped into farmfoods and got two loaves of bread for £1.50 and a packet of sweeties for the kids £1
Then it was off to Game to swap over hubby's faulty game :mad: poor hubby but it's swapped now
Then we nipped into card factory for Mother's Day cards......could not for the life get a gran one......plenty of nan, nana, nanny and grandma :mad::mad::mad::mad: got my gran a sparkly one spent £1.88 in there
Then we went to toddlers £3 kids had a riot and too many biscuits :rotfl:
Hopped on the bus and came home and had lunch, dropped the kids off at nursery then started my next shift
Nipped back into the town to go to the butchers for a 5kg tub of chicken £19.99 and a row of 20 burgers £8.39 :T then popped into lidl for veg, bananas, cold meat, mushrooms and eggs think I spent just over £7
Finally got my bank card today after I lost the other one last weekgot all excited about ordering my revolut card so we can use it over in Florida instead of incurring bank charges if we were to use our card topped it up of £50 instead of £10 :mad: silly me so had to shuffle some money over :rotfl: what a plonker
Sorted out some of my clothes and one of my mindees mums have bought £20 worth of clothees :T so she picked them up today and it's went straight into my Florida tin still got loads to get rid of but hoping they'll go soon xx
Working til 6pm tonight so don't know if I'll get to do my fitness video but I will try if I finish earlyxx
Right off to get ready for the next shift :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You are doing so wellI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Morning :hello:
Don't start work today til 10am :j so thought I would crunch some numbers before Kk wakes up
Sent another £47.23 to the Halifax seeing as the council have paid me for the funded government sessions I offer
I need to put in another £19.98 into the Halifax before the 11th of march as that's when's my new statement is available and so that I can say I've out in another thousand in the Halifax within the statement period :T
Got the financial adviser coming round tonight at 6pm to go over the remortgaging process :eek::eek::eek: it's finally here........last time he was here in November the Halifax was sitting at just under £6k :eek: so here's hoping he can get us a good deal xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Great news on soon to be dropping down into another thousand bracket
Hope all goes well tonight.
Keep us postedI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good luck with the FA tonight, you have done loads since November! :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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