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Abba1772's Debt Free Diary
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Woo the home insurance compensation hit my bank account this morning so sent that plus a extra tenner and my card is officially under £4K...........£3998.33 to be exactly :j:j:j would be great to get the credit card to where it was in July by the end of the month...........nothing like a challenge but I'm flinging everything at it so we shall see :cool:
Woo hoo :j:j:jFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Evening :hello:
I hate this weather a bit of snow and most people panic ..........wee rant :mad:
Set up playgroup £2 was pleasantly surprised that 16 kids turn up but oh my how noisy were these kids......my head is still bursting xx
Managed to get 5 avon deliveries done this morning :T weighed a ton tho which was fun carting it up the road with two kids in tow and sliding everywhere :rotfl:
Also someone placed a £20 order for the next book :T
Went to the bakers spent £4.11 on lunch for me and two kids......came home had lunch and took the kids to nursery
Delivered another two avons whilst I was at nurseryand then thought I would be a hero and walk to town.......yeah it didn't last as was getting hit pretty hard with the hailstones
so jumped on the bus £4 :mad: went to the bank and paid my wages in then popped to homebargains and spent £16 on 18 rolls of toilet paper, toothpaste, kitchen roll, 4 multi bags of crisps, butter, mayonnais, holumi cheese and coffee
Just as I got home received a text message from the school to say pick kids up now....it was only 2pm so had to go and find all my kids and childminding kids and message the parents to let them know I had their kids .......also managed to deliver another avon order :cool: at the school .......still not got my shortfall from one of my parents though, it's only £15 but it's not the point
Kids put on a movie whilst I decided to strip my dyson down and clean it inside out :rotfl: it's been annoying me for weeks how grubby it was looking, then I cleaned the kitchen
Kids all got collected early so I've hoovered my living room just need to sort out the dining area, waiting on hubby getting home but roads are gridlocked :mad:
Still intend on doing the avon tonight as I know most of my customer will be in :cool: me not silly hoping to get rid of the majority of them tonight would be great if I could pay my invoice tomorrow......see no patience :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You're amazing doing all that in the snow Abba :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Alas it was not to ge I've only delivered £405 worth of orders from Friday
it's still not a bad collection tho for a weekend I'm still about £50 short til I can pay off my invoice xx
Spent some of my new look vouchers got a nice jumper which was £17.99 but got 20% off with my discount card I got just after Xmas so got it for under £15 :T
Spent £20 getting kks Abbie and hubby's hair cut
No round downs to the account this weekend, bit of a spendy weekendreally need to just stay in on weekends :rotfl:
Hope you all have a fab weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You are doing really well! Have you still got snow now? I like it if I don't have to go anywhere, but hate going out in it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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You are doing really well! Have you still got snow now? I like it if I don't have to go anywhere, but hate going out in it.
The rain has been and washed it away :j thank goodness xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
It's nearly Tuesday :rotfl:
I've just sat down hubby is making my dinnerhe's a wee :A
Set up playgroup £1 17 kids came :eek:
Had to get Xander a doctors appointment poor wee soul has been complaining about his bum (don't laugh) we thought it was when he fell in the snow but the poor wee soul has a abscess :eek: so he's been prescribed penicillin for a week four times a day :eek: poor wee soul is in agony
Sent £3 something towards the Halifax
Managed to deliver another four avon orders today I'm only £20 away from paying my invoice :j would have been able to pay it today but two customers have paid it directly to my bank accountso that money will be winging its way to the Halifax tomorrow
as that was the deal think I only need to put £14 more toward some the Halifax from the avon and that'll be half the commission as promised to myself
Off to get my dinner xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hurrah for hubby cooking dinner but
to Xander's abbcess, that sounds horrible.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
He's in s lot of pain bless him he's to go back in a week if it's not any better but I don't see him lasting a week with this discomfort xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Afternoon :hello:
Kids are watching frozen.......I'm singing the tunes kids are looking at me as if to say shut up :rotfl:
Started work at 8am will finish at 6pm
Xander is off school he's in a lot of pain poor wee soul
The rain was torrential this morning so we didn't make it to toddlers but a bonus is I saved £7 by not going and bus fares
Kids had a cheeky packet of crisps for their snack so you can imagine what happened......yip crisps everywhere so had to hoover the bedroom ended up hoovering the upstairs hallway and my bedroom at least that's a job out of the way
I've managed to get five surveys from PA today have £20 confirmed and £9.35 pending.......all money raised from surveys goes towards xanders school London trip whichever needs to paid by middle of march :cool: which is £270 so far I have £25.71 in my savings account for it nearly £30 in PA and £7 in qmee so it's all building up :T
Sent over £57 towards the Halifax card :T home insurance money has landed in my account so I've transfered it to the savings account so I'm not tempted to go on a spending spree :rotfl:
Delivered another avon order after dropping kids off at nursery I now have enough to pay off my invoice :T so I'll be doing that when I pick the kids up from school
Dug out the dinner from the freezer so I'm organised
I'm giving the medicine for Xander til tomorrow night to start working otherwise it might be a trip to the hospital the poor wee thing xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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