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Abba1772's Debt Free Diary

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  • abba1772 wrote: »
    Woo the home insurance compensation hit my bank account this morning so sent that plus a extra tenner and my card is officially under £4K...........£3998.33 to be exactly :j:j:j would be great to get the credit card to where it was in July by the end of the month...........nothing like a challenge but I'm flinging everything at it so we shall see :cool:


    Woo hoo :j:j:j
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    I hate this weather a bit of snow and most people panic ..........wee rant :mad:

    Set up playgroup £2 was pleasantly surprised that 16 kids turn up but oh my how noisy were these kids......my head is still bursting xx

    Managed to get 5 avon deliveries done this morning :T weighed a ton tho which was fun carting it up the road with two kids in tow and sliding everywhere :rotfl:

    Also someone placed a £20 order for the next book :T

    Went to the bakers spent £4.11 on lunch for me and two kids......came home had lunch and took the kids to nursery

    Delivered another two avons whilst I was at nursery ;) and then thought I would be a hero and walk to town.......yeah it didn't last as was getting hit pretty hard with the hailstones :( so jumped on the bus £4 :mad: went to the bank and paid my wages in then popped to homebargains and spent £16 on 18 rolls of toilet paper, toothpaste, kitchen roll, 4 multi bags of crisps, butter, mayonnais, holumi cheese and coffee

    Just as I got home received a text message from the school to say pick kids up now....it was only 2pm so had to go and find all my kids and childminding kids and message the parents to let them know I had their kids .......also managed to deliver another avon order :cool: at the school .......still not got my shortfall from one of my parents though, it's only £15 but it's not the point

    Kids put on a movie whilst I decided to strip my dyson down and clean it inside out :rotfl: it's been annoying me for weeks how grubby it was looking, then I cleaned the kitchen

    Kids all got collected early so I've hoovered my living room just need to sort out the dining area, waiting on hubby getting home but roads are gridlocked :mad:

    Still intend on doing the avon tonight as I know most of my customer will be in :cool: me not silly hoping to get rid of the majority of them tonight would be great if I could pay my invoice tomorrow......see no patience :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • You're amazing doing all that in the snow Abba :T
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Alas it was not to ge I've only delivered £405 worth of orders from Friday :( it's still not a bad collection tho for a weekend I'm still about £50 short til I can pay off my invoice xx

    Spent some of my new look vouchers got a nice jumper which was £17.99 but got 20% off with my discount card I got just after Xmas so got it for under £15 :T

    Spent £20 getting kks Abbie and hubby's hair cut

    No round downs to the account this weekend, bit of a spendy weekend :o really need to just stay in on weekends :rotfl:

    Hope you all have a fab weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,207 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing really well! Have you still got snow now? I like it if I don't have to go anywhere, but hate going out in it.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    You are doing really well! Have you still got snow now? I like it if I don't have to go anywhere, but hate going out in it.

    The rain has been and washed it away :j thank goodness xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    It's nearly Tuesday :rotfl:

    I've just sat down hubby is making my dinner :D he's a wee :A

    Set up playgroup £1 17 kids came :eek:

    Had to get Xander a doctors appointment poor wee soul has been complaining about his bum (don't laugh) we thought it was when he fell in the snow but the poor wee soul has a abscess :eek: so he's been prescribed penicillin for a week four times a day :eek: poor wee soul is in agony :(

    Sent £3 something towards the Halifax

    Managed to deliver another four avon orders today I'm only £20 away from paying my invoice :j would have been able to pay it today but two customers have paid it directly to my bank account :D so that money will be winging its way to the Halifax tomorrow ;) as that was the deal think I only need to put £14 more toward some the Halifax from the avon and that'll be half the commission as promised to myself ;)

    Off to get my dinner xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hurrah for hubby cooking dinner but :( to Xander's abbcess, that sounds horrible.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    He's in s lot of pain bless him he's to go back in a week if it's not any better but I don't see him lasting a week with this discomfort xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Kids are watching frozen.......I'm singing the tunes kids are looking at me as if to say shut up :rotfl:

    Started work at 8am will finish at 6pm

    Xander is off school he's in a lot of pain poor wee soul

    The rain was torrential this morning so we didn't make it to toddlers but a bonus is I saved £7 by not going and bus fares :D

    Kids had a cheeky packet of crisps for their snack so you can imagine what happened......yip crisps everywhere so had to hoover the bedroom ended up hoovering the upstairs hallway and my bedroom at least that's a job out of the way

    I've managed to get five surveys from PA today have £20 confirmed and £9.35 pending.......all money raised from surveys goes towards xanders school London trip whichever needs to paid by middle of march :cool: which is £270 so far I have £25.71 in my savings account for it nearly £30 in PA and £7 in qmee so it's all building up :T

    Sent over £57 towards the Halifax card :T home insurance money has landed in my account so I've transfered it to the savings account so I'm not tempted to go on a spending spree :rotfl:

    Delivered another avon order after dropping kids off at nursery I now have enough to pay off my invoice :T so I'll be doing that when I pick the kids up from school

    Dug out the dinner from the freezer so I'm organised

    I'm giving the medicine for Xander til tomorrow night to start working otherwise it might be a trip to the hospital the poor wee thing xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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