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Abba1772's Debt Free Diary
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well my trip to aldi was a success spent £7.65 on bread, tomato sauce, mushrooms, grapes, 2 packs of raisins, chips and got my tin foil from poundstretcher for £1 so under £10 :j:j:j Plus i walked there and back so far i have 9664 steps on my fitbit
need to do the Avon run tonight so far i have £467 in orders :j lets see if we can hit £500 that would be a fantastic start to the year with regards to Avon. Means i should earn £125 in commission.
In other news I've lost another mindeebut I've already had someone enquiring about the space so fingers crossed something comes of it. On the plus side I'm getting paid four weeks notice so don't need to really worry about til the start of February :T
The wall situation seems to be moving again the insurance company phoned to say they've sent a email to the builder so they've asked if I could chase them up........good job its a family friend who's doing it
off to make the kids dinner before we need to go out in the cold to collect the avon books but everyone has been texted to say we are coming out to get themorganised lol :rotfl:
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Woo hoo we have £530 in orders :T still got a couple of customers to chase up but I'm chuffed to bit with that xx
Also did 13341 steps on the Fitbit :T I aim to do 12000 steps a dayNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You are flying!! Am always in awe of how hard you work to reach your goals. I firmly believe you can accomplish anything you set your mind to! XxLBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
Check my new Halifax statement and it appeared I paid off £492.73 from the 12th December :eek: hadn't realised it was that much woo hoo :j
My minimum payment has reduced by £9 as has my interest on the card so I'm mega chuffed
Sent £10.89 towards it this morning :cool:
Off to get boys up and ready for school and playgroup
Start work at 9am will finish at 5pm so not so bad
Happy Friday peeps :beer:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Happy Friday
Soon be under that 4k Abba! x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Well it's been a interesting day today
Might have filled my Friday space will find out for defo on Monday
Set up playgroup £2 20 kids attended, also collected a few more avon orders will update my avon total tonight :cool:
Spent £3.40 on two cheeseburgers for the kids for their lunch, after lunch I dropped the kids off a toddler the nursery
Walked into the town had a nosey in new look spotted a couple of tops I like :cool: but I have a 20% off discount card but it doesn't start until 14th January so I'll hold out til next weekand I have my vouchers think I still have about £35 :T so won't cost me a penny :T
Put my wages in the bank and bought hubby head and shoulders for £1.99 from homebargains so that's all my spends for the day so not too bad I guess
The home insurance phoned me again today to say the builder still hasnt phoned them back........how many times do I have to say he's deaf so they'll need to get in touch with him via email. Managed to get a hold of him and he says he'll fill it out at the weekend :T
So whilst I was on the phone the girl say because it's taken a certain amount of time to resolve my complaint and she said the service I received wasn't adequate they are putting £75 in my bank account next week :eek::eek::eek: can you guess where this is goingyip that's right it's going straight into my Halifax card :T so as soon as it clears I'm transferring it over is it's money I won't have missed
Closed my ratesetter account which means that's another account gone forever :T and also phoned my mortgage provider to ask what rate they could give us when it's due for renewal.........they said they can drop it by 0.35 :eek::eek::eek: eh no that's ridiculous so it's ploughing on with getting all accounts sorted for the remortgage at the end of March ready for the end of April xx
Hope you all have a lovely weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You’re doing amazing Abba! Have you got many accounts left to clear? You’ll do it though you’re a machine! Xx0
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That's brilliant about the £75 from the insurance company and great to get another account closed :TFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
You’re doing amazing Abba! Have you got many accounts left to clear? You’ll do it though you’re a machine! Xx
I'm still working on the Halifax but I need to clear my very account as put Xmas presents on itgot £104.50 to clear but aim to have this cleared for end of the month
And I have £260 to clear off my Argos accountoops :rotfl:
Hoping the Halifax card down as much as I can before the financial adviser comes to us xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Sent my avon order away last night managed to get £593 in orders so should gain about £129 but after books it'll be about £120 commission that's a fab amount for the first book of the year :j:j:j
My poor wee Kk is not well poor wee soul got up at midnight came in to my room crying and then promptly ran to the toilet to be sickplus he was burning up he end up in bed with us which meant a rubbish sleep for me and hubby
Made it to weight watchers tho :T last weight in was two days before Xmas and I've managed to stay the same :j still half a stone to lose thohopefully by the end of February it'll be gone :cool: we shall see :rotfl:
Nipped into lidl for two bags of chips, 3 bottles of Diet Coke, a cookie for Kk, huge block of cheese, yoghurt raisins, cold meat for hubby's sandwiches £13
Nipped to the butchers spent £28 on a huge 5kg chicken breasts and 20 burgers that'll do us a good wee while :cool: as even in lidl three chicken breast are £3.25 :eek: that's expensive whilst a big tub from the butchers was £20 and has between 24-29 pieces in it :cool: defo a saving now I need to try and fit it into the freezer :rotfl:
Hope you're all having a fab weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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