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Abba1772's Debt Free Diary

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  • Another organised day Abba. Five PA surveys is amazing, I thought I did well to get three today :T.

    Hope Xander feels better soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Another organised day Abba. Five PA surveys is amazing, I thought I did well to get three today :T.

    Hope Xander feels better soon.

    I've made over £12 today on PA just finished another one ........bet that's me for the month :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Happy hump day :D

    Well xanders abcess burst through the night so he's now in a lot less pain thank goodness but his bedding and pjs are Now in the washing machine :(

    Seeing as I was up early I cleared the very account of £104.50 and sent £27.72 towards the Halifax :T nearly under another hundred bracket :T

    Also managed to get a washload on the radiators and took another two surveys on PA this morning making another £2 so I have £27 confirmed and £7 pending :T whatever is in my account by the end of the month gets transfered into xanders school trip fund :cool:

    Working 8am (they are eating their cereal) til 5pm then I have our monthly food shop tonight at lidl
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope Xander's feeling more comfortable now, ouch!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Hope Xander's feeling more comfortable now, ouch!

    He's in a lot less pain jwil but we found out it could be weeping for 2-3 days then unto two weeks to heal means he shall missing his swimming at school which he's gutted about poor wee soul xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Well my shop at lidl was dearer than expected at £135.96 :eek: it we got a load of fresh meat so can't complain really this does five of us and freezer cupboards and fridge are stuffed full only need to top up with milk, bread, cold meat and baked potatoes for the next four weeks........trying to shift the winter weight :rotfl:

    So far I've sent £65.04 towards the Argos card as might as well make a start on that and I sent £200 towards the Halifax card :j

    I think I'm not working today one of the mums asked for a extra day but she never got back to me so I'll catch up on my housework today as well as my trashy programs I've recorded

    Need to go up to town later after the nursery drop off and get a deposit out for the builders and book a date for my back garden to get sorted out :D can't forget this :rotfl:

    Right off to dry my hair as need to go fight for the last tickets for a community day out in Easter holidays but they only have limited tickets left :mad:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope Xanders feeling much better

    I hide for a few days and come back and you've smashed them debts ;) You're amazing as ever x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope Xanders feeling much better

    I hide for a few days and come back and you've smashed them debts ;) You're amazing as ever x


    I've got under three months to clear as much as I can before we start the remortgaging process xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    I'm still aching from all the walking I did yesterday but at least my legs have stopped throbbing :T did over 22000 steps according to my Fitbit I better lose something this week I've been trying very hard

    Managed to colllect about £170 in avon orders last night and I delivered two avon order totalling £31 so that's sitting in my purse although Abbie need ten pound for her cadet weekend trip so I better set that aside......still have a avon order of £44 to be delivered hopefully she says paying today as promised :o

    Have sent £48.22 towards the Halifax this morning.........I am £86.25 away from where I started paying this card off in July :T might see how's pennies are and pay something towards it over the weekend :D

    Not working til 3pm today but still need to set up playgroup this morning :( and my boys are still sleeping :rotfl:

    I've deceived for January I'm aiming to hit £1000 of paying off some debts as you can see from my signature I'm only £125.21 away from this so might be a tight squeeze

    Didn't get paid properly by the college again this month, it's seriously making. Me questions whether to take on college students in August again as it's not the students fault it's the colleges fault :mad: it's £15 but this is the third time they've not paid me properly so now I need to go and !!!! off my student and inform her they've mucked up again x need to wait for the postman to deliver my invoices and double check

    Off to wake my lazy boys xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Aww I thought I had a nsd day today but I forgot I paid playgroup fees of £1.50 :rotfl: aww well at least it was a lsd today ;)

    Somehow managed to collect more avon orders without trying now I have £280 in orders ;) and this is without my big regular order customers :j

    Poor Kk has another lump on his head :( silly monkey wasn't watching where he was walking silly billy but he wanted to go to nursery so he went

    Managed to print off some paperwork for a potential mindee on Monday mum is looking to start him on Thursday which means I'll be full again and a extra £56 a week.......thank goodness :T fingers crossed she signs him on as hours as hours as perfect for my 7am til 2pm :T so they fit in nicely with the kids I already have :)

    Also sorted out some of my mindees paperwork it's never ending :rotfl:

    The girl who was meant to pay for her avon today did so :T so that's it all the avon is accounted for :T I have money in my purse for the weekend

    My bank phoned me about us remortgaging was mortified at what rate we are on just now :rotfl: so we have an appointment next Saturday to see what our options are and hopefully we can secure a better deal would be handy as means I could easily send overpayments to the mortgage via my app :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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