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Abba1772's Debt Free Diary
Comments
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You're keeping busy, you must be worn out with all your comings and goings! Your Avon stuff seems to be very successful
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
As always, I'm in awe of how much you cram in
Hugs xxLBM 1st Feb 2015 £18182 to go
my diary: time to step up to the plate. SPC#0790 -
HairyHandofDartmoor wrote: »You're keeping busy, you must be worn out with all your comings and goings! Your Avon stuff seems to be very successful
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Was in bed and sleeping for 10pm :rotfl: it is very tiring but it'll be worth it in the long run and I'm setting a example for my kids when they go into the workplace I guess xx
It's hard work juggling my childminding with avon as well as family life but it all slots in together so I'm very lucky xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
How are we all, hope you're all well
Been a laid back sort of day didn't start work til 8am :T and the kids have played away quite happily we've built dens, played shop and attended our FREE dance class :T and they are now eating lunch
Need to go up to the town today as hubby needs a cheque paid in, I need to put my avon money into the bank and transfer it over to the Xmas savings :T only got one order to deliver tonight but I'll get Abbie to take it as it's the lady that runs the local youth club :cool:
Meant to getting £12 from one of my friend sent for her avon order on Friday.......we shall see as she already has her order :mad: and my mil still owes me for hers but that's my money not allocated to anything xx
Need to get some moisture catchers as some of my windows have a bit of condensation so I'll nip to the pound shop on my way back from the town
Sent a cheeky tenner to the Halifax card bringing it under £4900 :T I think I've paid over £500 towards the card since my statement came through on the 12th October :T will need to double check this.......don't know how I managed that :rotfl:
Right off to get the kids bags all ready for nursery xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
Kids eating their lunch so I've jumped on here :hello:
As usual I can't get on here on a Thursday as it's a manic day more so than usual but managed to collect £472 in avon orders last night :eek: and I've just collected £59 in orders from playgroup :T still go round two to do next Thursday
Started work at 7am got Xander to deliver three more avon books on his way to school as they were right across from the school :rotfl: and I delivered another book to my friend before heading to the local shop to buy biscuits for playgroup. Set up playgroup £3 and 26 kids attended :eek: super noisy :rotfl:
Went to bakers and spent £6.41 on lunch for three kids and myself and they are eating it right now
Need to go to bank to put my wages in :T then I need to nip to dunelm for a teddy bear fitted sheet for Abbie as the cold weather is kicking in and they finally have one which goes with her colour scheme :rotfl: for her room but hubby has given me the money so it's not costing me a penny :T
Sent £19 towards the Halifax card just waiting for the new statement to come through to see how much interest is added to it :mad: and to see exalt how much I paid off within a month
Right off to get ready for the nursery run :hello:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Wow, well done on the huge Avon order :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Wow, well done on the huge Avon order :T :T
Thank you jwil here's hoping it's all in stock when I place my order next Friday :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well I have my new statement in for the Halifax I'm pleased to say I've cleared £644.51 this month :eek: love the payment a day method as it doesn't feel like you're paying out a fortune :T
Also checked out the interest that should have been added and what was actually added and the difference is £5.99 I know it's not much but it all adds up over the year :j
And I've saved over £10.08 in the minimum paymentwhich again might not be much but it's a saving in the right direction
Also great news in the avon department I've got £676 in orders :eek: so far and a further £100 of orders that are out of stock hopefully they'll be back in stock when I submit my order on Friday
Sent £6.77 towards the Halifax card :T
Hope you're all having a lovely weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Smashed this years target with 7 weeks to go :j still got a way to go tho but I'm chuffed I've paid off over £6000 in debt might push to pay off £7k by the end of 2017NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Well done Abba
xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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