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Abba1772's Debt Free Diary
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hugglemonster wrote: »Great news r.e. the business, well done to hubby for making a brilliant start!
You're doing so well with the bargains and extra income for Xmas.
I hope your dd starts feeling a bit easier soon, nothing worse than exam anxiety there's so much pressure on the students and teachers to get stats.
H x
Hubby is doing brilliant I know we've not had much income from the garage as of yet but they're was a lot of costs upfront to sort out like advertising signage, machines and this mot centre but it'll be worth it in the long run xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
£10 in the Florida tin, I've actually caught hubby putting some spare pennnies in there as wellNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Your doing a fab job, I don’t doubt that for a second.
Luke just gave me a letter from school, they are having a meeting next Monday to help parents deal with the exam stress the kids are under. Not sure if you saw it in the news last month, two pupils from his school (totally unrelated) both took their own lives within the space of 1 week, really tragic and it’s been horrendous for the staff and kids directly affected.
I’m glad they’re being proactive.
That Florida tin must be mighty heavy by now, getting closer and great for Abbie to look forward to xx0 -
Your doing a fab job, I don’t doubt that for a second.
Luke just gave me a letter from school, they are having a meeting next Monday to help parents deal with the exam stress the kids are under. Not sure if you saw it in the news last month, two pupils from his school (totally unrelated) both took their own lives within the space of 1 week, really tragic and it’s been horrendous for the staff and kids directly affected.
I’m glad they’re being proactive.
That Florida tin must be mighty heavy by now, getting closer and great for Abbie to look forward to xx
Omg the poor parents my heart goes out to them it really does.......hubby's cousin committed suicide about 10 years ago and he suffered severe depression and never let on how bad it was so the only positive that came from that was that his family are very alert to people's moods and change in behaviour which in turn helps me out
I'm glad the school aredoing something as the stress these poor kids are under is ridiculous...... I still think it's wrong that the grades you get at 16/17 are the grades that stick with you for the rest of your life
We are all buzzing for Florida think it's 259 days to go :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
It's really tough when kids are under that much stress at school. The kids and the teachers are both under a ridiculous amount of stress to meet impossible targets
You sound like you're doing a grest job of supporting herFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Your holiday will fly in
be here before you know it
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
I know monz hubby reckons we will need another tin after new year :rotfl:
Working today 8am til 1pm then 3pm til 5pm so not too bad but I'm shattered as did loads yesterday
Taking the boys to the FREE dance class at 10am then it's home for lunch then nursery run
only need bread for today which isn't too bad so a lsd day
No round down payments sent today to the Halifaxmortgage is due out on Monday and whilst I have the money and I'm very tempted to pay more off I need to be sensible :rotfl:
Avon orders keep increasing so far I have £475 and I've still to do a collection tomorrow night........I've been told I need £1390 within the next two books to hit the the next level and get more rewards so that's £695 a book so only £220 to go.......anything else will be a bonus :cool:............not pressure :rotfl:
Abbie went to school ok and I've had no texts asking to coming home :T she looked a bit better than yesterday and she spent most of the evening not on her phone and she admitted that she felt better not being on it 24/7 and that when she checked her phone this morning and she said she hadn't missed anything so that's a bonus xx
Right off to get Kk dressed xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
How are we all......hope everyone is well
Started work a thing 7am with a request to get their little one out of their pjs and into their clothes :rotfl: as mum had slept in :rotfl:
Had to jump on the bus £4 as I had a physio appointmentI'm getting stronger so it's working so she's leaving me for 8 weeks to see how I am feeling and if I don't feel I'm needing physio then they'll discharge me :T I do feel like it's getting better
Bit of a spendy day as had to get stuff for our wee Halloween party for toddlers tomorrow but I'll get that back from the tin later, went to farmfoods for apples, diluting juice, meatballs and cheese spent £12.51 there so not too bad I guess xx
Came home gave the kids their lunch and took them to nursery.......was meant to have someone come round to buy a pile of abbies old clothes but they never turned up :mad: pain in the backside :mad:
Have put the avon orders through that I've already got .......so far I have £530 in orders :T only £165 in orders to get to get to the half way point of what I need to move up the next level in avon xx
I have a parents night for Xander today at 3.30pm so it'll be a mad dash to get the school kids and the nursery kids collected :rotfl:
Got the avon run to do tonight everyone has been texted and messaged on fb to say we are doing our rounds tonight so hopefully everyone has there books ready for us xx
Sent £5.97 towards the Halifax account not sure if I'll make it getting it under the £5k mark by the end but I can try I guess :cool:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
Been a busy busy day (when is it not) and I'm sitting down to watch my trashy tv whilst the kids at nursery
Started work at 7am :eek: and rushing bout getting stuff ready for the playgroup party £3 and getting 5 kids ready for school / playgroup is a mad house :rotfl:
Had to drop off a book to a avon customer who had lost their book :mad: got to the room I use for playgroup and set up the decorations ......20 kids attended :T and I filled them with sugar :rotfl: kids had a blast
Collected more avon orders throughout the night :T we are sitting at £752 in ordersstill waiting on a couple of people getting back to me
Sold a bundle of abbies clothes for £15 :T straight into the Florida tin
College has paid me for my students childcare so sent £126.21 towards the Halifax card :T still waiting on some outstanding payments from two parents but if all goes well I'll be getting this card under the £5k by the end of the month
PA sitting at £18 confirmed and £4 pending :TNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Sent another £100 towards the Halifax card :T
Still waiting to get paid by one parent :mad: typical lol xx
The debt I've paid off this year is more that what's on my Halifax cardlol
Collected £824 in avon orders :eek: would have been more but there are a few bits temporarily out of order means we make another £200 in commission :eek:
Someone contacted me on fb about the other bundle of abbies clothes :T I'm selling them for £15 which is a bargain considering there's a lot of brands within the bundle like adidas river island nèw look etc
So meeting her in town on Tuesday after toddlers so here's hoping she turns up .........money going straight into the Florida tin :T also my friend is picking kks paw patrol bundle I put it up for sale for £70 so once again fingers crossed and this will be getting put through my Florida tin xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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