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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    I'm bushed :rotfl:

    Started work at 7am took the kids to toddlers £2 on the bus £4 grabbed hubby his shampoo £2 cause I'm a nice wifey :D

    Brought kids home made lunch then took the kids to nursery

    Came home and took three hours sorting out my avon into the bags then had to nip to the school for a meeting regarding xanders school trip to London next year.......need to pay £50 deposit and the remaining £300 by may next year :eek:

    Came home and organised the avon into boxes according to days for delivery I had 8 boxes for tonight :eek: collected £330 in orders more to be done tomorrow ;)

    Finally sold abbies bundle of clothes just wanted shot of them so sold them for £10 lady picked them up tonight so my Florida tin has a extra tenner in it :T

    Right off to bed ,........night night :hello:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the sales, :eek: for the school trip money though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Those school trips :eek: The money I save now they are grown up (apart from all the gas and electricity they use :mad:). Still I'm sure he'll have a lovely time :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • It scares me that the school trips that cost so much aren't too far in the future for DS :eek: I think I need to start saving now :rotfl:

    Happy Friday ;) x
  • Sometimes the school will pay for school trips if the parents are on a low income. They do have a budget for that (my DC's schools did anyway).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Not our school........ours is classed as a deprived area yet they don't do schemes like that here unfortunately but we will find a way to get it paid xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I think ours is the same Abba but they attend an Academy (It wasn't one when they went there or I wouldn't have sent them)

    I'm sure you will sort it you do amazing x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Finally sat down :eek:

    Knackered ain't the word :rotfl:

    Started work at 7.30am delivered a avon order before I set up playgroup £2 17 kids attended :T

    Then I delivered three more avons before going to the bakers and spent £3.30 for rolls for lunch

    Dropped kids off at nursery then dropped off another avon order :T walked into town and spent £7.99 on a tmnt toy 55p on baked potatoes 49p on onions and £2 on toilet paper ........put money into the playgroup bank account and then put my wages into the bank.........wondering if hubby is bringing back anything but don't intend to have a spendy weekend as kids are away tomorrow to their grans :T

    Sent £8 something towards the Halifax card it's lovely to it coming down gives me sheer determination to try and get it under £4K by the end of the year :eek::eek: this might be pushing it to the extremes xx

    My eldest son is away to be filmed for live tv tonight won't be back til 11pm so proud the school picked him to represent the school along with two of his friends xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    I'm finally sitting down before round two starts in 20 minutes :rotfl:

    Started working at 7am :eek: managed to get a washing on and also washed my downstairs windows whilst the kids had their breakfast and got ready xx

    Set up playgroup £2 there was 22 kids today :eek:very noisy

    Brought kids back and gave them their lunch then it was off to nursery where they all got dropped off :T

    Walked into town with a hunch of games the boys don't play with anymore traded them in got £13 for them so will keep that voucher by for the Black Friday sales as either going to get a game for Abbie or another controller for the boys just waiting on some prices to come down :cool:

    Nipped into homebargains on the way back home and bought a loaf which was reduced to 50p and a mermaid throw for one of my mindees Christmas £4.99........only 6 more mindees to go :rotfl:

    I am working 3pm til 5pm then I have a childcare meeting at 7pm for the vulnerable funding sessions for 2 year olds so goodness knows how long that'll lost for

    I have two avon orders to deliver tonight before my meeting here's hoping they'll be in and pay so I can pay my invoice tomorrow :T

    Sent some payments towards the Halifax card it's nearly under another hundred mark :D we shall see :rotfl:

    Right off to start round two of my working day :hello:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Sent £9.52 towards the Halifax card :T

    Ordered my hubby's trainers for Xmas they were £44.99 in sports direct yet on their online store they were £28 :D so I've ordered them online and I'll get a £5 voucher when I collect them :T

    Went to toddlers £3 via bus £4 kids had a blast came home made lunch dropped kids off at nursery

    Paid my avon invoice :T then came home and washed the upstairs windows before watching a hour of trashy tv :D

    Picked school kids and nursery kids up didn't get home til 4.20pm :eek: bought milk and bread from the local shop as I forgot to get some when I was out £2.60 :mad:

    Finished work at 6pm had dinner then delivered a big avon order this money us put into a seperate part of my purse as it's going into my Xmas savings :D

    Just got two others to deliver :T they are for tomorrow and I have two other people still owe me money.......hate dealing with family :mad:

    Off to watch the flash xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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