Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    monz wrote: »
    You are fighting through for that deposit :) xx

    I need to as the 17th September is looming fast :eek:

    Never managed the sanding down of the woodwork :( will try and get to it tomorrow as I completed 3 kids folders, organised loads of childminding paperwork, put aside everything that needs laminated which is a job for tomorrow morning maybe :o

    Hubby did two homers tonight transferred the money to his account as I can put it in my bank tomorrow xx

    Going to get my hair cut tomorrow..............it's a very well long gone lol need it cut and thinned as its far too thick so that's at 10am then meeting my friend for a gossip and some lunch so I'll try to keep spends low but it's not often I have a day off xx

    Cleaned the house after dinner as have a new parent coming round tomorrow after school so first impressions count :rotfl: and saves me rushing about tomorrow afternoon cleaning up xx

    Transferred another £1.50 into the account so that's £275.75 :T xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Pay day for me today from three sets of parents :T transferred £37.50 towards the holiday fund so I've got £321.16 sitting in there :j past the half way mark now :D only £304.84 to go :)

    Only spent £1.50 today :j at playgroup managed to get rid of quite a few avon orders managed to get over £250 collected in between last night and this morning......got a couple of orders to get rid of tonight so we shall see if I'm able to pay the avon tomorrow, highly doubt it tho :rotfl:

    First day with the new kids after school got some fun paperwork to do with them......it's kind of a getting to know you paperwork but we make it fun xx

    Got £50 in my purse and due another £10 from another parent I shall work very hard to make this last through the weekend as we need to have. Quiet one :rotfl: we are having. Captain America movie marathon before the new ones come out one Monday :D so might just go to Asda for pizzas for tomorrow nights dinner xx

    Hope you all have a fab weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Got an unexpected windfall of £40 which went straight into the holiday fund so we have £360.37 :T woo hoo xx only £264.63 to go :j
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Wow amazing!!:D be paid off in no time!! how much do u have to pay off after that xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    afternoon :hello:

    Hope everyone is well, first time I've sat down today properly.........started work at 8am, set up playgroup today 12 kids attended so a quiet one :o then came home did the lunch and nursery run

    Popped into town to out some of my wages in my bank and transferred £10 into the holiday fund so I have £370.37 in there :j only £254.63 to go :D I need to hit this target before the 17th so I aim to have this done by Saturday..........you know I work well under pressure :rotfl: means I can start tackling the barclaycard a week earlier :D

    Went to home bargains spent £7 on toilet paper, juice for me, a Halloween decoration :o a toothbrush for Kk and lady products for Abbie then it was off to tesco where I spent £13.50 on two bottles of washing up liquid, a bag of chips and the new captain America DVD :cool:

    Hubby has a homer tonight so might need to tap him for some money for tomorrow saves me having to touch the money in my bank account :rotfl: is that cheeky ?????

    Start work again from 3pm til 5pm so not too bad then I might attempt sanding the woodwork down in the bathroom ready to paint it :rotfl: we shall see lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    monz wrote: »
    Wow amazing!!:D be paid off in no time!! how much do u have to pay off after that xx

    Must have crossed posts there Monz......sorry xx

    We will have £1800 to pay off by April so need to tackle the barclaycard and get it cleared before February as that's when my 0% runs out then I'll balance transfer the remaining balance on my Halifax over to that as I'm always getting great deals with that card

    So I aim to clear the barclaycard by Xmas :o and clear the holiday by March giving me time to out money aside for spending money

    It's quite sad I have a plan in place that will take me up to April :cool:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Transferred £8 towards the holiday fund.......tax credits are due in tomorrow seriously contemplating just wiping out the holiday fund tomorrow and just paying it then that's out the way.........as you can tell I have no patience :rotfl:

    Will talk to hubby tonight xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
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    abba1772 wrote: »
    Transferred £8 towards the holiday fund.......tax credits are due in tomorrow seriously contemplating just wiping out the holiday fund tomorrow and just paying it then that's out the way.........as you can tell I have no patience :rotfl:

    Will talk to hubby tonight xx



    You are seriously motivated Abba. Am loving it!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    What did you decide :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Clearing it tomorrow :D :j
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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