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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Surprise surprise the oarent didn't pay :mad: we shall see what the week brings :rotfl:

    We are back from Leicester 7 hours there on Friday night and 6 hours getting home today :eek: boys had a ball and got spoiled rotten as usual xx

    Went a bit over budget by £55 but it was worth it glad it's done now tho now I can stArt planning for Xmas :eek: watch out sales :rotfl:

    Money will be tight til Wednesday but there I need to get tomorrow so aiming for a nsd tomorrow :rotfl: we shall see lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    That is maddening that the parent didn't pay Abba :(


    Have got hubby's Xmas present & part of the kids present is Disneyland Paris but that's all I've gotten so far. Am looking forward to making a start myself!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I've got hubby's birthday next month but he's getting a new phone through giff gaff which is £12 a month so a bargain and a DVD box set and a maybe a dinner he derserves it as he works so hard for us xx

    Well a LSD day today.........set up playgroup so paid £1.50 and that's all I've spent

    Got a phone call for a cancellation appointment At the hospital for a X-ray so I've got an appointment at 3.50pm :T hoping they can tell me why my pelvis is sore xx

    Done two surveys today on Yougov.......made £1.25 :D on my way to the next £50 :j

    Child benefit came in sent £160 towards the credit card :D then rounded down my account so I now I have £70.05 in the holiday account

    I'm not surprised tbh I didn't get paid she's at it and I think a phone call to tax credits will be in order as I know she's still claiming for me xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks for the Giff Gaff tip I might have a look and get myself a gift:rotfl:


    Hope all is good your side - any luck with the lipsy bag or are you the new owner :p


    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Thanks for the Giff Gaff tip I might have a look and get myself a gift:rotfl:


    Hope all is good your side - any luck with the lipsy bag or are you the new owner :p


    Sam xx

    I think I'm keeping it but that customer isn't getting another book from me xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been working from 7.30am and will finish at 5.30pm went to toddlers £3 via bus £3.70 :mad: nipped into farmfoods for juice for me £2 and a weight watchers meal £1.29 for my lunch....cheaper than a subway :rotfl:

    Went to homebargains and got got toilet paper £2 and 2 packets of pasta £1.18

    Kids had fun at toddlers one mindee is being a roaster at the moment :rotfl: the cheek that is coming out of him is unreal glad he went to nursery at 1pm.......perks of the job :rotfl:

    Got the kids a sausage roll each £1.80 before dropping mindee off at nursery and taking the other two home where they both crashed out for a hour........so I changed my bedding and unpacked a suitcase from our weekend away :T

    In the midst of this my brother phones me..........only time I hear from him is if he needs money :mad: apparently they had a bank charge and its cleared out their money :mad: could I lend them £20 :eek: now £20 ain't bad but he still owes my hubby £65 for doing work on his car and it was a hassle getting money he owed us last month so I flipped my lid at him and explained I ain't a bank that I have £5 in my normal account due to me not getting paid correctly yet I've got to raid my savings cause he can't budget he's 24 married with one child so of course I got the guilt trip that my niece needs nappies........she's 3years and 3 months stop being lazy and get her potty trained !!!!!! :mad:

    So I've told him it's the last as just because me and my hubby work full time we also have bills and three kids to think of and we want to have a life where we can be confortable with our money rather than worrying who's coming for a handout next.......he wasn't impressed but I've loaned him the money told him no more and now my normal savings are down and we won't get the money off him til end of the month

    Need to print off and laminate my new certificates for my childminding so I can out them up on my notice board......this will be the one job I do after I've tidied up the house and made dinner, planning on having a chill out night with the kids and hubby

    Transferred £10 into the holiday fund :T takes it up to £80.05 due to get paid by one parent tomorrow so will transfer £20 to that tomorrow so it's over £100 :T it's getting there slowly but surely but I will get there £100 ain't bad for just over a week of saving xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Holiday fund is looking good :)


    Mine might have had a dip :( ..But I know I will get it back up there in time for September the 11th.
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are doing fab work Abba :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Kk is sleeping so get I would nip on before hanging washing number two out xx

    Got paid off one oarent today :j so gave hubby £10 as he's skinto :mad: and put £50 into my bank and kept £20 in my purse :D

    Transferred £20 into the holiday fund so it's sitting at £100.05 :T woo hoo hoping to add £70 to this on Friday as I'm due to get paid by another parent :D we shall see......no news on the parent who didn't pay apparently she's required to pay her rent arrears so can't pay me anything til next week so if I get any cash from her it'll be going towards the holiday fund as its cash I haven't missed if that makes sense xx

    Got my trashy mags £2.95 :p don't judge lol and we popped into home bargains and I got juice for Abbie to take to school £2.49, bag of potatos for dinner tonight 69p milk £1

    Did the nursery run and took my Kk to his first nursery induction :( he did ever so well so he asked for a cookie so went to bakers spent £1 there need to get juice for me today but that'll only cost me £2

    So I'm happy with that hubby's last pay day with his old work so anticipating them deducting holiday pay from this which could see us a couple of hundred down this month :mad: oh well we shall see I guess but we will manage

    Still no sign of my survery cash and my cash back still hasn't paid out so it wants to hurry up I want to put that money in my holiday fund :rotfl:

    Off to put the washing out :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sorted out my car insurance got it for £250 but I should be getting £27 in cash back ..........she says hopefully xx

    So rounded down the account again sent £3.67 towards it so only £521.38 to go :D

    Feeling so tired haven't stopped all day :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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