Abba1772's Debt Free Diary

abba1772

OMG what a spendy weekend :eek:

Got my picture frame.......it's huge :j and it's perfect for my wedding pictures plus it left me £85 lighter

Went to the cinema and had our dinner out on Saturday as it was just the two of us

Bought hubby his trainers for his birthday which is next week so that was £43.99 asked them to keep them at the shop me I'll get them tomorrow as had to meet up with hubby and didn't want him knowing I had bought them on Saturday :rotfl: need to remember to collect them xx

Also sent £47 over to mil as we are being sneaky sneaky as she's ordered hubby his DVDs for him but we could only get them on eBay and hubby shares my eBay :mad: so he would have noticed if I had bought it so mil in law bought it and I gave her the money and hubby ain't none the wiser..........I doubt they'll turn up on for his birthday, if they don't I'll put them aside for his Xmas xx

Oh and before I forget..................ill be the owner of a brand new shiny car :eek:

Not very MSE well technically it will be as hubby sat down and wrote down what he was so ending to repair the cars he has and shockingly he's spending £200 a month :eek: so we went to Vauxhall and got a great deal :T I got £700 for my wee banger (Arnold Clark wanted to give us £100 :rotfl:) plus I got £250 off as I do avon

We got a £500 debit card that we will get next month which means I'll have money towards Xmas and debt repayments :T
Free gap insurance
First years road tax
3 year warranty cover (no more hubby rolling about under our car)
For £238 a month so it's a great deal for a massive car so I'm happy with that xx

Hubby will be selling his car as his would get more selling it private so he's going to buy me a new runabout, we will get our panels for the ceiling and wallpaper for the hallway and the rest will go towards the debt

So there's the plan and there's why I'm skint this week :rotfl:

monz

When you start having to pay for your car every month for a repair you are best getting a new car! Thats what I hd to do was spending £500 then 200 and was another £400 due had enough. xx

abba1772

Yeah we would have been in a much worse position financially if hubby wasn't a mechanic tbh xx

We pick up our new shiny car on Friday :j hubby so excited bless him lol xx

Got paid off one of my parents so put it into my back account, went to toddlers £3 via bus £3.70 nipped up to collect hubby's trainers then popped into farmfoods and got diluting juice £2.50 juice for Abbie to take to school £2.50 and juice for me £2

Got hubby's shampoo £2 and a small juice for me 79p and then popped into homebargains and got my mindee who turned two on Saturday so spent £8.99 in there xx

So a bit of a spendy day but it was stuff all needed

Did the nursery run mindee is sleeping so I gave abbies cupboard door its second coat so that's another door done been working from 7.30am finish at 5.30 been a long day especially as wee due woke me up at 5.45am :mad: and I haven't been back to sleep and to top it off I've had a dodgy stomach since Saturday bloody sore so it is

Off to do the school and nursery run now xx

abba1772

Morning :hello:

My carpet and couch payment came out today thought it was Friday :j oh well lol

My Yougov payment came through today so sent it straight to the barclaycard :cool: it's coming down nicely xx

Working 8am til 1pm then 3pm til 4.30pm so not a bad day in between shifts I need to go over to the car dealership and hand in my avon papers for my £250 discount and get back in time for the school pickup xx

Hoping for a LSD today need bread and juice for me hoping if I go to Asda I can bring it under a tenner spends :T we shall see xx

Hubby sold his car last night for £1150 :T so £500 is being allocated towards a new car for me, the rest is going towards ceiling panels for the bathroom, Lino for my kitchen, £150 for a new mattress as our one is faulty so we are getting an exchange but we want a better one so this is the difference we need to pay and my wallpaper for my hall which is £160 but that's for 15 rolls as we have a lengthy hallway ............if there is anything left it'll go towards the debt xx

Off to get ready for the kids dance group which is FREE

abba1772

Afternoon :hello:

Well last night I went and looked at a car for myself as a wee runabout and it only cost me £450 :j and its mot runs out in April next year

Put the rest of the money in the bank this morning and have ordered my wallpaper, got 10% off so it's only coat £158 for 15 rolls of paper.......it had glitter on it :rotfl: woo hoo

Rounded down the account and sent £35.71 towards the barclaycard.........my cashback has been confirmed and I have requested 62.28 from my account so again once it's cleared I will be putting this through to the barclaycard as well...........aim to get this card under £2k by the end of the month we shall see lol xx it will be gone by Xmas at this rate xx

Whilst up at the town I traded in one of xanders games he only got £4 for it so I'll let him decide what he wants to do with his money bless him....................nipped into homebargains and got juice £2 kitchen roll £1 onions £49p and chocolate buttons 99p

Got my ww meals 3 for £3 nipped into m&s and got a multi pack if crisps £2 and a reduced ww friendly meal £2.70

Been working since 8am my wee mindee isn't herself so she's just chilling on the couch watching CBeebies poor wee thing I finish at 5.30pm tonight then I have avon tonight as orders go away tomorrow night so hoping for some decent orders xx

abba1772

Morning :hello:

Checked the bank account got paid off two sets of parents today so transferred £60.10 towards the barcalycard :j tempted to find the £31.69 to get it under the £2k mark will see what spends are like at the weekend

Working from 8am til 4pm today due to get paid of another parent today :j that'll be our spends covered for the weekend

Need to go to post office to post off car documents so that'll be about £3.60 :mad: for two letters recorded delivery xx

Still waiting on a couple of my avon customers getting back to me about their avon orders, this book doesn't seem to be doing so well but I'll still make money from it order goes away tonight

Sold my old mirror for £10 :j need to start a new mirror fund for the living room I want a really beautiful mirror but these costs a bit so will need to start putting money away for it my top end of the budget is £150 but next are having a sale next weekend so I might hold off til then :cool:

Right I'm waffling need to go put a wash out on the line and another in the machine seeing as it's a beautiful day xx

monz

So close to under £2k!! you will have that gone in no time!!x

abba1772

Weekends should be banned ............my bank account always takes a hit :mad:

All for a good cause I guess........spend £150 upgrading my mattress as our existing one is faulty so archers are taking it back so we didn't want the same one as mil is having the same issues as us so in order to get a better mattress we had to put £150 towards a £350 mattress needs to be done as my back is spasming again

Had to order my wallpaper for my hall again :mad: as the ebayer I used sent confirmation it was on its way and would be here on Monday only to get a message at 5pm saying they were out of stock and they've refunded the money :mad: onto my card so the money could take 3-5 working days to be refunded onto my card :mad: so not happy at all ..............so anyway we were out looking for paper and about to give up when I fell in love with wallpaper in Harry corry :T checked on eBay and got 10% off so for 15 rolls instead of £225 for £202.50 :T expensive I know but I don't intend to redecorate for a while :rotfl:

Usual spends Asda £60 but £14 was clothes for the boys Xmas :eek: got my niece a frozen duvet set for her Xmas so that's her sorted £5 on a turtle for our garden as Kk loves turtles and £18 in b&m on rubbish :rotfl:

Kids are off school tomorrow and I'm not working :j so we've just decided to have a lazy day tomorrow aiming for a nsd

Put my avon through managed to get £336 in orders :T so I'll make £76 commission :T xx

abba1772

Morning :hello:

Transferred £200 towards the Halifax card :j still waiting on my cash back hitting my account so I can put setting towards the barclaycard I'm so impatient :rotfl: I want it under £2k pronto :rotfl:

Shoulder still spasming not as bad as it did the last time so dosed up on anti inflammatories and painkillers got ice gel on it plus I have a heat pack ready xx

Going to have a day in the house, really should be heading to Asda for hubby's birthday cake for tomorrow but I'll get it on the way to toddlers tomorrow xx

So my plan is to get some housework done and chill with my babies xx

clearmydebts

I find weekends so expensive too. We always spend way more than we should. I pulled a muscle in my back/shoulder last week. It's fine now but I don't know anyone with on-going back pain copes