Abba1772's Debt Free Diary

abba1772

Evening :hello:

It's Monday which means mayhem for me lol was working from 7.15am til 1pm then again at 3pm til 6pm put a wash on the line before going out this morning

Set up playgroup was a quiet one but the sun was shining so I guess people were out enjoying it the my mindee decided to puke all over my kitchen floor :eek: when we were getting ready for nursery so had to try get hold of the parents took over half an hour :mad: but finally got him collected poor wee thing

Walked into town and put money into the bank then popped into homebargains and got 9 Easter eggs for the playgroup but it comes out of the groups money not mine :j spent £1.58 on deodorant and juice then nipped into tesco for 9 more Easter eggs at only £1 each month for the group so I gave 18 eggs in total so that side is organised xx

Spent £4 something on lettuce tomatoes cucumber coleslaw water for kk then walked home X

Picked the after schoolers up and because I just had one mindee he asked if he could go on the Xbox so I got on with my ironing pile :j then made tuna pasta for hubby's lunch for tomorrow :A

Started looking at stuff i can get rid of should we be successful in securing the mortgage so I feel a decluttering session coming up :rotfl::rotfl:

Sent a small payment towards the Argos card and ivexgave Abbie more money towards her Italy trip so I only owe £160 :T so I'm getting there then I can fully hit the Argos card once that's cleared xx

abba1772

Afternoon :hello:

Had a busy morning not been working today :eek: feel lost tbh :rotfl: but took kk to toddlers today £1 the. We went to the park played for a bit before we put sticks in the river and watched them race.......kks won eveytime think he's cheating :rotfl: then it was off to tesco so get hubby his cereal £1.20 and I bought kk a sandwich £1 then popped into pound land and bought the kids a huge box of cereal and hubby's shower gel £2 so within my £6 budget as that's all I had in my purse trying not to take money out of the account :A

Got two wash loads out on the line cause it's sunny here :A and will be heading out shortly to collected my wages from two parents they better pay me in full as its getting to be a pain in the bottom xx

Want to start decluttering might do some drawers first start small and finish big lol hubby doing overtime tonight I think extra pennies so far he's done 20 hours overtime so it'll be a good pay packet either this month or the end of next month he says he'll keep doing the overtime as it'll pay off something :rotfl: he's getting there with the money attitude so proud of him xx

Couch payment came off today so we are officially under the £1k mark on that :T and sent another payment towards the Argos card :T so slowly but surely we are getting there xx

abba1772

Woo hoo both parents paid me in full :T yet I've only got £22 to show for it in my purse as I'm giving Abbie £70 towards her trip so it brings it down to just £90 owed which I will have cleared next week :j and I'm also putting £35 into the bank to put it up to £225 which means when my standing order comes out to go in the savings we will hopefully go into the weekend with £200 which means if we are really good with the money I should be able to clear the Argos card before hubby gets paid next Friday. And I'll make that £22.80 last me til Friday I promise :A

Got the decluttering bug just filled a bag for life full of stuff from the bathroom.........how can one little room hold so much rubbish, got rid of stuff that's not been used in over a year, and also cleaned the medicine cupboard out of things that have expired, we are looking at things that should have been chucked out in 2012/2013 my bag but now it's done I want to do more :rotfl: will attempt the sideboard drawers I reckon xx

moneyonmymindsam

well done on the declutter and all that washing


You doing amazing as always - you got a lot done while I been off ill

abba1772

moneyonmymindsam wrote: »

well done on the declutter and all that washing


You doing amazing as always - you got a lot done while I been off ill

I keep looking at things thinking do I really need it :rotfl: might have nothing left to move with :rotfl:

Need to make the most of the nice weather whilst we have it its so nice not to see washing on the radiators xx

abba1772

Well I have an unexpected day off :eek: but as usual my days off consist of me running about like a headless chicken

I've organised my avon returns ready for collection :T Abbie's not feeling well she's woke up with a sore throat and eyes so she's coming with me so once the washing machine is done with the load and it's on the line we need to head to post office to collect Abbie's top for her Easter (she doesn't know it's coming :j )

Need to jump into b&m for fairy non bio and snacks for playgroup tomorrow then it's home for the avon delivery as need to get that sorted out before going to my brothers girlfriends house so she can show me her wedding dress then we have to trek up to the beauty salon for mine and Abbie's eyebrows come back home get dinner then go out and deliver some avon orders

..........can I go back to bed this looks knackering and I want to fit in some decluttering as well :rotfl:

Hoping to hear about a written offer from the mortgage company by the end of the week knowing my luck we won't be hearing anything til next week which means another week in limbo xx

abba1772

Afternoon :hello:

Haven't abandoned you I promise it's been busy.......might have filled a childcare space :j we shall see but if I have it'll be a minimum of £102 a week coming in and leaves me with three more days to potentially fill xx

Managed to earn £25 on a survey site so have requested that amount so that'll go towards the savings :T

So far so good (fingers crossed) on the mortgage front just waiting on our written offer financial advisor seems to be positive so we should find out by the end of the week

We have the deposit money and the mortgage fee money all ready all £9000 of it..........joint effort with the kids :rotfl:

We now need to find £750 for the lawyers fees should it all go well so far we have £25 from the avon money :rotfl: so it's a start only £725 to go xx

On Abbie's Italy trip we only have £50 to clear it which will be done tomorrow thank goodness as I'm sure I've paid over £300 this month but it done and dusted and I only need to worry her spending money in June xx

Been really tight with the spending took kk to toddlers £1 dropped off xanders swimming form then popped to lidls spent £7.32 on a huge block of cheese lettuce cucumber tomatoes coleslaw spring onions then popped into brantano as a friend told me they were having 90% off sale as they are closing today so I managed to get kk a pair of Clarks in the next size up, a pair of strappy sandals for me and a pair if shoes for xander in next size up should have been £96 I got it for £8.20 :eek: defo a bargain xx

Getting paid off one of my parents today :T and I have a avon delivery tonight so I'll have £30 in my pocket so I'll make that last the weekend and anything else I get paid will get chucked towards the Argos card then I can concentrate on the hubby's credit card xx

abba1772

Afternoon :hello:

Tax credits are paid so transferred £25 into the savings for the avon money owed and paid Abbie's £50 towards her Italy trip which means I've paid it all off :j

Paid £66.34 towards the Argos bringing it under £100 :T paid £50 of my wages into the bank and I'm still owed £10 in a avon order plus I'm due £29 tomorrow so I'm thinking of just clearing the Argos card tomorrow and that's another debt out the way and it means I only need to clear hubby's credit card ..........might as well :rotfl:

Bit of a spendy day today bought 8 thorntons Easter eggs 4 for my niece and nephews and 4 for my mindees but they were only £1.99 each in homebargains :j plus I bought shower gel, bleach, milk, chips, butter, two bottles of juice and three bars of Easter chocolate for my kids for £24.06 :T happy with that plus I'm organised for Easter :T

We are trying to delay doing the big food shop til next week as we still have bits in the freezer so we shall see.......kids are off for the long weekend hopefully they won't cost me too much money :rotfl:

Still no word on this mortgage really trying to stay positive but it's so hard really don't want to go through another weekend of not knowing xx

moneyonmymindsam

Evening :hello:


Cant wait for you o hear back about the mortgage too xx Thinking of you - sorry not been on recently as had flu. Doing amazing with all your payments just remember you are important to ...so remember to take a little time to breathe this easter

abba1772

moneyonmymindsam wrote: »

Evening :hello:


Cant wait for you o hear back about the mortgage too xx Thinking of you - sorry not been on recently as had flu. Doing amazing with all your payments just remember you are important to ...so remember to take a little time to breathe this easter

Well we've been told we won't hear anything until Tuesday Wednesday :eek: but at least in know it's with the underwriters :eek: so another weekend of limbo but I guess everyone is in limbo when they apply for a mortgage these days xx