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Abba1772's Debt Free Diary

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Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Calling14 wrote: »
    Good luck with the mortgage. You deserve to get you have scrimped so hard.
    First few months are tough but worth it to have your own nest.

    I love fluffy carpets all my bedrooms now have shag pile ones. Not sure if they would clean up with little ones. Got one big shaggy rug in my lounge, which surprisingly still looks as new after 6 years.

    Fingers and toes crossed x

    I'll get them stain protected if I have to :rotfl: need to see if it actually exists lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Such fantastic news Abba - I hope the whole process goes smoothly for you. So happy for you.

    I bet the kids are excited! Sounds like your hubby is being very sensible!

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Such fantastic news Abba - I hope the whole process goes smoothly for you. So happy for you.

    I bet the kids are excited! Sounds like your hubby is being very sensible!

    OF x


    Here's hoping just want it in black and white that we have been approved xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I haven abandoned the spending part of my diary I promise things have just been hectic

    Only spent £1.15 on a book for xander yesterday as my wee gran took us out for lunch so that was free :j

    Gave Abbie £40 towards her Italy trip so the balance is slowly going down :T:T

    Today set up playgroup it's getting busy :T then popped back to the house for a quick lunch then it was off to the nursery run dropped a avon off then walked into town to drop off our id and proof of savings so that's something else off the list..............spent £8 on two Mother's Day cards for my gran and my mil and a mug with a teddy bear so that's us sorted xx

    Really watching the penny's at the moment trying to be very careful hubby's got a homer this weekend so hopefully we can get through the weekend without touching our bank accounts :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    How are we all ???? I've had a very up and down day lol

    Managed to get a wash load out on the line first thing this morning and it dried :T so that's the first of this year :j then tried to get hold of a parent who's kid never turned up :mad: she doesn't know if he's coming back due to a family member being ill :mad: so need to start advertising and see if I can fill this space I have :mad:

    Set up playgroup £1 and 11 kids attended :T so numbers seem to be staying over the 10 mark do that's good news xx

    Nipped into town and handed in the paperwork required by the solicitors so so far we are all up to date :T home report is due to get refreshed which means our mortgage application will be getting put through on Thursday :T so fingers crossed peeps

    The parent who hadn't paid me for 4 weeks :eek: has finally coughed up some money :j so she paid £140 so now she only owes me £98 so gave Abbie £60 towards her Italy trip so that's £250 towards it so far only £200 to go before it paid off :T and gave her £10 towards her lunches and will put the rest into the bank

    To top my day off I got my reminder my smear test is due :rotfl: you couldn't make it up lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Oh and sent £400 towards hubby's credit card plus a small payment towards Argos card as well as my normal direct debit towards the Halifax card so we are getting there xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Abz12
    Abz12 Posts: 221 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Fingers crossed for you!
    Total debt when starting Sept 2021 - £14,629.61 / Current debt - £13,398.73
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Been a busy morning took kk to toddlers...............nipped to tesco to drop a promotional leaflet off for xanders fair trade event he's helping out for school then nipped into the swimming centre to see if kks cup was handed in yesterday after mil forgot it but no such luck I'm afraid :(

    Then popped to home bargains and got 2 bottles of juice £2 and kitchen roll £1 then it was onto toddlers £1 where kk ran himself ragged :j put more money into the bank :T

    Ordered Abbie's Easter gift but it's not due to come out my account for two weeks thanks to PayPal :T so will need to remember it's coming out then :rotfl: it was £19.99 plus delivery xx

    After toddlers nipped to subway for a salad £4.20 and a sausage roll 80p before walking home in the rain and we are now chilling out

    Sent £2.68 towards the Argos card so it is coming down slowly thank goodness

    Working 3pm til 4pm so an easy shift plus it's payday for one of my parents :T so will try make that money stretch til the weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Sun is shining and I have three wash loads on the losing and my washing basket is empty :T

    Walked into town and booked hair trials for my brothers wedding in June :A and then popped to the bank to put some money in then it was off to homebargains for stuff for playgroup and I got juice for Abbie £2.49 a small bottle of juice for me cause I was sweating 29p

    Then it was off to tesco for bread £1 banana 89p and snackajacks £1 then walked the rest of the way home with my arms killing me xx

    Messaged some customers to see if they wanted anything from avon got a couple more orders in :T then I've did some advertising leaflets for the playgroup so just need to print them out and laminate them.

    Working from 3pm til 6pm think I'll take them to the park and grab some juice on the way back home as my local shop is doing two bottles for £2 :T still no word on when our mortgage application is going to go through hate this waiting.

    Also did more surveys this morning I'm only 45p from cashing in £25 bet it takes forever now that I'm so close :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    oh Wow Abba just caught up so happy for you :) wow wow wow :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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