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Abba1772's Debt Free Diary
Comments
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Good luck with the mortgage. You deserve to get you have scrimped so hard.
First few months are tough but worth it to have your own nest.
I love fluffy carpets all my bedrooms now have shag pile ones. Not sure if they would clean up with little ones. Got one big shaggy rug in my lounge, which surprisingly still looks as new after 6 years.
Fingers and toes crossed x
I'll get them stain protected if I have to :rotfl: need to see if it actually exists lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Such fantastic news Abba - I hope the whole process goes smoothly for you. So happy for you.
I bet the kids are excited! Sounds like your hubby is being very sensible!
OF xOrange Fairy
House Purchased April 19CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb
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OrangeFairy wrote: »Such fantastic news Abba - I hope the whole process goes smoothly for you. So happy for you.
I bet the kids are excited! Sounds like your hubby is being very sensible!
OF x
Here's hoping just want it in black and white that we have been approved xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I haven abandoned the spending part of my diary I promise things have just been hectic
Only spent £1.15 on a book for xander yesterday as my wee gran took us out for lunch so that was free :j
Gave Abbie £40 towards her Italy trip so the balance is slowly going down :T:T
Today set up playgroup it's getting busy :T then popped back to the house for a quick lunch then it was off to the nursery run dropped a avon off then walked into town to drop off our id and proof of savings so that's something else off the list..............spent £8 on two Mother's Day cards for my gran and my mil and a mug with a teddy bear so that's us sorted xx
Really watching the penny's at the moment trying to be very careful hubby's got a homer this weekend so hopefully we can get through the weekend without touching our bank accountsNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
How are we all ???? I've had a very up and down day lol
Managed to get a wash load out on the line first thing this morning and it dried :T so that's the first of this year :j then tried to get hold of a parent who's kid never turned up :mad: she doesn't know if he's coming back due to a family member being ill :mad: so need to start advertising and see if I can fill this space I have :mad:
Set up playgroup £1 and 11 kids attended :T so numbers seem to be staying over the 10 mark do that's good news xx
Nipped into town and handed in the paperwork required by the solicitors so so far we are all up to date :T home report is due to get refreshed which means our mortgage application will be getting put through on Thursday :T so fingers crossed peeps
The parent who hadn't paid me for 4 weeks :eek: has finally coughed up some money :j so she paid £140 so now she only owes me £98 so gave Abbie £60 towards her Italy trip so that's £250 towards it so far only £200 to go before it paid off :T and gave her £10 towards her lunches and will put the rest into the bank
To top my day off I got my reminder my smear test is due :rotfl: you couldn't make it up lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Oh and sent £400 towards hubby's credit card plus a small payment towards Argos card as well as my normal direct debit towards the Halifax card so we are getting there xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Fingers crossed for you!Total debt when starting Sept 2021 - £14,629.61 / Current debt - £13,398.730
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Been a busy morning took kk to toddlers...............nipped to tesco to drop a promotional leaflet off for xanders fair trade event he's helping out for school then nipped into the swimming centre to see if kks cup was handed in yesterday after mil forgot it but no such luck I'm afraid
Then popped to home bargains and got 2 bottles of juice £2 and kitchen roll £1 then it was onto toddlers £1 where kk ran himself ragged :j put more money into the bank :T
Ordered Abbie's Easter gift but it's not due to come out my account for two weeks thanks to PayPal :T so will need to remember it's coming out then :rotfl: it was £19.99 plus delivery xx
After toddlers nipped to subway for a salad £4.20 and a sausage roll 80p before walking home in the rain and we are now chilling out
Sent £2.68 towards the Argos card so it is coming down slowly thank goodness
Working 3pm til 4pm so an easy shift plus it's payday for one of my parents :T so will try make that money stretch til the weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
Sun is shining and I have three wash loads on the losing and my washing basket is empty :T
Walked into town and booked hair trials for my brothers wedding in June :A and then popped to the bank to put some money in then it was off to homebargains for stuff for playgroup and I got juice for Abbie £2.49 a small bottle of juice for me cause I was sweating 29p
Then it was off to tesco for bread £1 banana 89p and snackajacks £1 then walked the rest of the way home with my arms killing me xx
Messaged some customers to see if they wanted anything from avon got a couple more orders in :T then I've did some advertising leaflets for the playgroup so just need to print them out and laminate them.
Working from 3pm til 6pm think I'll take them to the park and grab some juice on the way back home as my local shop is doing two bottles for £2 :T still no word on when our mortgage application is going to go through hate this waiting.
Also did more surveys this morning I'm only 45p from cashing in £25 bet it takes forever now that I'm so close :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
oh Wow Abba just caught up so happy for you
wow wow wow
xxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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