Abba1772's Debt Free Diary

clearmydebts

abba1772 wrote: »

Thanks clearmmydebts it's defo opening my eyes that a tenner here and there does add up and we aren't missing it at the moment xx

I have £6838.38 left to pay off as of today hoping to get this paid off by July 2016 we shall see xx

I have no doubt you will have it paid off by then and have a substantial chunk for your deposit!!!

abba1772

clearmydebts wrote: »

I have no doubt you will have it paid off by then and have a substantial chunk for your deposit!!!

Here's hoping xx

My targets for the end of the year is to get the debts under £6k and the deposit up to £5500 so we shall see xx

clearmydebts

abba1772 wrote: »

Here's hoping xx

My targets for the end of the year is to get the debts under £6k and the deposit up to £5500 so we shall see xx

When do you hope to have your house deposit saved? I am hoping next June. Just hope nothing fab turns up in the meantime.

abba1772

clearmydebts wrote: »

When do you hope to have your house deposit saved? I am hoping next June. Just hope nothing fab turns up in the meantime.

I'm aiming to get £10k by July and then from July to December the money saved will be put towards carpets, furniture diy stuff so we don't need to find it when moving xx

We cAnt go for a mortgage til October 2016 at the earliest because of hubby's credit record but all the bad stuff drops off around this time next year anyway xx

clearmydebts

abba1772 wrote: »

I'm aiming to get £10k by July and then from July to December the money saved will be put towards carpets, furniture diy stuff so we don't need to find it when moving xx

We cAnt go for a mortgage til October 2016 at the earliest because of hubby's credit record but all the bad stuff drops off around this time next year anyway xx

It will fly around and before you know you will be in your house. And it's great that you'll have money for furniture etc.

abba1772

Here's hoping it flys in just want out of the place we are in just now xx

jwil

abba1772 wrote: »

Morning :hello:

Statement came through from barclaycard so sent £134.99 to round down my account xx

From the 27th September to the 27th October ive managed to pay off £515.02 :j:T:j:T:j

I also managed to put away £520 towards the mortgage fund this month :T:j:T:j:T:j:T

I very pleased with myself plus managed to fill under my bed with XMAS presents so all in all a successful month xx

Hoping for a nsd as having a lazy day, Abbie off school with the cold and my wee mindee has the cold so it's a DVD and blanket day so hoping for no spends............we shall see :rotfl:

Well done, that's amazing! :T

abba1772

jwil wrote: »

Well done, that's amazing! :T

Thanks jwil I'm quite chuffed with myself as I've not been paid by one of my parents for 3 weeks as they've been off on holiday and they are my main source of income so really pleased ive managed to pay off and save those amounts x

Working since 7am won't finish til 6pm :eek: but got a couple hours off so need to power walk into town drop off my ebay parcel, put my wages in the bank and get juice for Abbie to take school, coffee and sawdust for the guinea pig then power walk home, pick up the school kids give them a quick juice and snack then it's off the collect the nursery kids then get back in time for xander finishing his after school club and drop one mindee off......phew tired just reading that lol

And I've got to fit an avon run and xanders Halloween disco as well xx

abba1772

Evening :hello:

Been a busy day today was working from 7am til 1pm we had a Halloween party (free :j) then it was back to mine to get lunch then We were off again to do the nursery run :cool:

Walked to Asda to get nappies £4.50 and then took a nosey in B&m spent £8 on a XMAS tree base cover, lady products , XMAS wrapping paper so not too bad on the spends today I guess

Parents gave me their hours for the next month and for two weeks solid I'm full from 7am til 6pm plus I have a childcare course to attend so I'm going to be knackered plus our weekends are booked up too until December :eek:

Taking the kids trick n treating tonight as in our town we celebrate Halloween on the last Friday of the October month....don't ask so we need to be out by 5.30pm otherwise the sweets all disappear by 6pm :eek: Abbie is dressed as a baby and Kaleb is her teddy bear :rotfl: and xander is a shark :rotfl: so hopefully they'll get some treats tonight

Then it's home to get my avon order in just waiting on one of my customers getting me their order she's just a nightmare to get a hold of even though she's texted me saying she has a order for me lol xx

Hoping to have a ls weekend as hubby has three cars hes needing to fix xx

abba1772

Morning :hello:

Was a spendy day yesterday but I had the money in my purse so nothing came out my bank account thank goodness xx

Today will be a nsd as hubby fixing his car and I'm just pottering about house whilst the kids are playing

Sent £1.73 to my barclaycard to round my account down

Sent my avon order away yesterday accrued £533 in orders :T should make about £120 commission :T so half of that will be going into the mortgage account will get a definite figure on Thursday when my delivery comes xx