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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    How are we all ??? Back to work today :cool: working 8am til about 4.30pm so as it's only my kids (back to school tomorrow after the October break) and one mindee we are going to the soft play area, hoping to get it under £40 but that's includng admissions and lunches x

    Sent £100 to my Argos card so it's just under £90 mark :j debt repayments will slow down now but hubby gets paid on Friday thank goodness :rotfl: so if I haven't cleared the account by then it'll be cleared first thing on Friday monring :T woo hoo then I'll only be left with three debt...............next target is the Barclay card :D want this under £1500 by Christmas

    Gave my invoices to one of my college students she's got 8 weeks worth of invoices that's going to hit the college where it hurts roll on 3rd November as that's when I get paid off the college which will go straight into th mortgage fund xx

    Right off to get Kk ready and get my two eldest lazy bones up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening

    Came under my £40 budget as I had a free admission for the soft play area so only had to pay for 3 kids instead of four :T spent £32.50 in total there :j

    Spent £1.49 on disinfectant and that was that until tonight when hubby got home then realised we needed milk £1.50 and bread £1.59 but I'm still under budget.

    Got £7 for tomorrow that'll cover my bus fares and toddlers fees so hopefully that'll be all me spends xx

    Both boys made me proud today xander passed his swimming test so is moving up to his last block of swimming lessons.............and my Kk did a pee pee in his potty :T:j:j:T:j:T:j:T:j so proud of them xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    amazing news ! Hope everything is well :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Don't know about you but am getting pretty excited for you about getting the argos card done and dusted :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Don't know about you but am getting pretty excited for you about getting the argos card done and dusted :)

    Oh I can't wait I really can't hoping to clear it when hubby gets paid then I can tackle my barclaycard

    Working sinc 7.30am not sure what time I'll be finishing but should be before 5 :j

    Taking kids to a dance club this morning never been but should be fun...........I hope lol and it's free :D win win

    Managed to get all but one of my avon orders gone :mad: there's always one but its on my my mindees oarenst so hopefully she'll give it to me on Friday so I have enough to pay my avon invoice, gave Abbie her lunch money for the rest of the week and I have £38.80 in my purse although £15 is allocated towards sponsorship money :mad: why do things always come at the end of the month just before you get paid :rotfl: bank account still in the black although something hubby ordered on ebay is pending shouldn't come out til Friday but Sod's law it'll come out on Thursday :rotfl: putting me in the red :mad: but fingers crossed hehe

    Calculating how much I've paid off so far and it's just under what I paid last month and I love to beat targets so will see how we are on Friday and see if I can pay off anything else but aim is to get the Argos cleared by Friday :A

    Going to the Sainsburys half price toy sale tonight when hubby gets back from work......budget is £100 so hoping to get majority of the XMAS pressies for the boys done tonight

    Right off to tidy up before getting ready for dance group xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Went to the the Sainsburys toy sale and got £150 worth of stuff for £87 :T got a few things ticked off Xanders list and I reckon Kalebs toys for XMAS are sorted :j

    Holding off on buying the kids TVs for their rooms as waiting for Black Friday to see what the deals are as well as a couple of computer games I reckon xander will want so will continue to put money aside every week and hopefully it shouldn't beep too expensive

    Earned £5 at sw@gbucks :j so bought my MILs xmas PRESSIE was £19.11 got it for £14.11 on eBay so I'm getting there with the XMAS shopping x

    My lovely hubby did a homer and gave me £20 to spend on myself :rotfl::rotfl: bought myself a salad lol and bought chips, deodorant, white paper, onions, a bottle of juice and a little stocking filler for Abbie and I've still got change :T xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Good evening :D

    Hubby transfered month into my account this morning so I have cleared my argos card :j:T:j:T:j:T:j:T woo hoo another debt gone

    When I logged into my account tho I noticed that I've been partially paid by the college so transfered the £325 straightaway into the account and the £46 from avon money so my mortgage account is looking good and over the £4k again :T the aim is to get this to £5500 by the end of the year which should be feasible note that college has got its finger out :D

    Been working since 7am finished at 3pm but what a busy day it's been went to playgroup which was free as it was someone's birthday and food was lovely too :D then it was a rush home feed the kids lunch then rush to the nursery to drop mindee off for his induction at his new nursery for a hour :eek: so after dropping him off power walked to Asda to get nappies £4.50 and spent £3 on juice and snacks for me and Kk then it was a power walk back to the nursery to collect mindee so we can walk home before school is out ..........phew defo earned my money today :rotfl:

    Both parents paid me today and got rid of my last avon order but Abbie skinned me for sponsorship money £10 disco money £3 and I paid her grans sponsorship money as it needed to be in today plus I paid £4 to my niece and nephew their sponsorship money.....in one hand and out the other lol xx

    I have bought abbies trainers for her XMAS got them for £40 but went through the cash back site so just waiting to see how much I get from that :) still waiting on some ebay transactions to track will see how long that takes

    Right off to make dinner hope you all have a lovely weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Well done. You are making amazing headway!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done. You are making amazing headway!

    Thank you I'm now on a missions just hoping with XMAS coming up I don't get sidetracked xx

    I've got most of Kalebs xmas in, quite a bit of xanders in just a couple of other bits for him and I've got the two main things abbies been hinting on :rotfl: they don't expect much tbh xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been a LSD today only spent £1.50 at playgroup, hubby's been off today so I've let him put his hand in his pocket lol xx

    Full of the cold courtesy of the flu vaccine Kk had two weeks ago feel rotten hubby is away out getting crumpets and chocolate spread ........he's defo a keeper :D xx

    Thankfully was only working 3pm til 4pm today so not too bad

    Will start targeting the barclaycard tomorrow the aim is to get it under £1500 by the end of the year

    Tomorrow I calculate how much I paid of from 27th September to the 27th October looking forward to see if we are under the £7k mark xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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