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Abba1772's Debt Free Diary

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Comments

  • Fingers crossed


    Good luck with the Barclaycard doing amazing as always so sorry to hear about the flu I have had weeks and like you I never stop so do take care of you .


    p.s I have never had crumpets and chocolate spread!!! what HAVE I been doing all my life :) lol ...I assume you eat them together not just two random items you need???...anyway sounds good to me ..I have resorted to hot chocolate, squirty cream, and mini marshmellows ;)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You need to try the chocolate spread oand crumpets..........defo not my random list items lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing so well! You'll soon have barclaycard smashed as well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    You are doing so well! You'll soon have barclaycard smashed as well :)

    Here's hoping its gets smashed as 0% offer ends in July so hoping to clear it before the .......think the momentum to clear my debt is waning after clearing both my very account and argos account don't know what's wrong with me

    My barclaycard statement is due today but it's not showing up on my account yet which means I can pay my £100 towards it until my statement comes through if that makes any sense????? So frustrating xx

    Went to toddlers today just Kk and my niece Ruby £2 spent £10.75 in McDonald's for lunch :o just a treat for the kiddies, then spent £6 in homebargains getting snacks, toilet paper, kitchen rolls, baked potatoes, picked up abbies trainers that I ordered last week :T and then I paid for xanders block of swimming lessons £44 so a bit of a spendy day.........working 3pm til 5.30pm as my morning mindee is poorly today so had an unexpected morning off xx

    Kk sleeping just now and I'm still loaded with the cold it's so draining got a number of things I need to do I just can't be bothered but needs must roll on bedtime :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Statement came through from barclaycard so sent £134.99 to round down my account xx

    From the 27th September to the 27th October ive managed to pay off £515.02 :j:T:j:T:j

    I also managed to put away £520 towards the mortgage fund this month :T:j:T:j:T:j:T

    I very pleased with myself plus managed to fill under my bed with XMAS presents so all in all a successful month xx

    Hoping for a nsd as having a lazy day, Abbie off school with the cold and my wee mindee has the cold so it's a DVD and blanket day so hoping for no spends............we shall see :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi just delurking to say wow how fantastic, well done!

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Just sold a jacket on ebay so sent half of the price towards my mortgage account so £10 is winging its way there :jI

    So I've saved £530 this month :j anything else I make from ebay half will go into the mortgage fund....all auctions finish on Sunday hoping they go for ok pennies xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi just delurking to say wow how fantastic, well done!

    C x

    Thanks for delurking :hello:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • You are just flying through the debts and are testament to how a little bit here and there can really pay them off. How much debt do you have left in total Abba?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You are just flying through the debts and are testament to how a little bit here and there can really pay them off. How much debt do you have left in total Abba?

    Thanks clearmmydebts it's defo opening my eyes that a tenner here and there does add up and we aren't missing it at the moment xx

    I have £6838.38 left to pay off as of today hoping to get this paid off by July 2016 we shall see xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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