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Abba1772's Debt Free Diary
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Afternoon :hello:
How are we all ??? Was thinking of having a day in the house but xanders school texted saying they were having a sports day so wrapped Kk up and we went and watched the kids knacker themselves out :rotfl:
Received a £3 postal order after making a complaint about a bottle of juice I bought last month as it tasted very very off so cashed this in and bought a massive bottle of disinfectant for £1.49 so technically I'm still £1.51 up :rotfl: positive thinking lol
Bank is still in the black no refund from slaters yet think that'll clear in the next few days
Was working 7.30am til 9am and I'm working 3pm til 6pm so a nice quiet afternoon with Kk who is currently snoring his head off
Kk is going to his Grans tonight hoping a couple of days away from this household will help rid him of this bug that's going about means I can bleach the hell out of this place and kill the bugs muhahahahahaha
no debt repayments today but hoping to get some little payments in this week but need to remember it's hubby's birthday this week and need to get him his present its £75 so need to get it ordered soon xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
10 days to go and on the 11th day its payday for me !
You can do it ...as I know you always rise to a challenge.
I'm doing ok with the spending so farGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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moneyonmymindsam wrote: »10 days to go and on the 11th day its payday for me !
You can do it ...as I know you always rise to a challenge.
I'm doing ok with the spending so far
You get paid the same day as hubby Sam
Feeling a bit better today steamed and disinfected everything probably looked like a madman last night Abbie was buckled cause I was steam cleaning the kitchen table...............it's not a handheld steam cleaner it's about the same size as a Hoover lol xx
Working 7am til 6pm today one of my parents have paid me so we are going into town today as we have toddlers so that'll knacker the little ones today
Need to get a few things whilst I'm in town hoping to do it within a £20 budget we shall see lol xx
It's mega foggy here hoping it clears up before we need to head out xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon
We are back from toddlers £2 and then I spent £27.50 on everything I needed on my list so I'm happy with that including bus fares lol
Today my two new mindees start they are only with me from 3pm til 5.15pm on a Tuesday so today I'll let them explore the house and toys so they can get. Feel for the place ans I'll have £20 once they are picked up xx
Also due £52 from one of my parents for last week hoping she pays as needing to buy hubby his birthday present but don't want to dip into the overdraft as was in it this morning but paid my wages I received this morning into it so we are back in the black xx
So hoping my lovely parents pay me tonight so I can stop stressing about it lol xx
Going to a meeting regarding the flats we are in there due to have work done but I'm waiting on hubby before I go so we can go together as I want to see if they are willing to wait til we are out of here before they commence work as I don't want to be redecorating if I don't have to if that makes sense xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon
We are back from toddlers £2 and then I spent £27.50 on everything I needed on my list so I'm happy with that including bus fares lol
Today my two new mindees start they are only with me from 3pm til 5.15pm on a Tuesday so today I'll let them explore the house and toys so they can get. Feel for the place ans I'll have £20 once they are picked up xx
Also due £52 from one of my parents for last week hoping she pays as needing to buy hubby his birthday present but don't want to dip into the overdraft as was in it this morning but paid my wages I received this morning into it so we are back in the black xx
So hoping my lovely parents pay me tonight so I can stop stressing about it lol xx
Going to a meeting regarding the flats we are in there due to have work done but I'm waiting on hubby before I go so we can go together as I want to see if they are willing to wait til we are out of here before they commence work as I don't want to be redecorating if I don't have to if that makes sense xx
Hi Abba,
You are doing great. Fingers crossed the parents pay. I always pay up on time to my childminder so hopefully the others will have the courtesy to do the same.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
clearmydebts wrote: »Hi Abba,
You are doing great. Fingers crossed the parents pay. I always pay up on time to my childminder so hopefully the others will have the courtesy to do the same.
Most of my parents do just one of my parents has made the transition from college to working so I'm just trying to be patient have sent her a friendly text to remind her xx
Got rid of my last avon order so £7 in my purse :j and dropped off another book off to one of my customers........got £250 in orders and haven't even done my second book collection yet so looks like it hopefully it'll be a good earner xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :hello:
Been working since 7am and won't finish til 5.30pm so not too bad, mindees wanted the minion movie on so they are quietly eating their snacks
LSD today spent £3.28 on trashy mags and a couple of sweeties for the boys so not too bad, bank is still in the black.........barely but nothing is pending thank goodness and I have £30 in my purse hoping to make this last til Friday at least
Messaged my parent who hasn't paid and she's decided she pay me on Friday with no discussion :mad: claiming tax credits are holding her up but she's changed her claim two weeks ago so it should be sorted by now grrrrrrrr and she's not paying what she owes me in full either which is now sitting at £164....... Don't want the amount she owes to spiral out of control and it becomes too much for her to pay if that makes sense but at the end of the day I'm providing a service she's using and haven't received a penny for two weeks now so will need to have a word with her tomorrow as I have things to pay such as hubby's birthday present :mad: joys of being self employed hate chasing money xxx
Messaged a couple of my avon customers to see if there wanting anything so far I have another order in :T just waiting to hear back from a couple more then I'll be collecting more books in tomorrow xx
Off to make lunch xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
That's so frustrating about the late payment, it's so rude! I always pay nursery as soon as I get paid. I figure it's as important as the mortgage, as if little jwil gets kicked out of nursery I can't go to work and so can't pay the mortgage!
Hope she pays up soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's so frustrating about the late payment, it's so rude! I always pay nursery as soon as I get paid. I figure it's as important as the mortgage, as if little jwil gets kicked out of nursery I can't go to work and so can't pay the mortgage!
Hope she pays up soon.
That's how I looked at it when I was put working before becoming a childminder jwil xx
We shall see.........taking hubby out for his dinner with some of our family so need to phone the restaurant and book a table for SundayNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hope the meal out is a fantastic treat for you both you always sound so in love when you talk about himGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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