📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

1126127129131132665

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    How are we all ??? Was thinking of having a day in the house but xanders school texted saying they were having a sports day so wrapped Kk up and we went and watched the kids knacker themselves out :rotfl:

    Received a £3 postal order after making a complaint about a bottle of juice I bought last month as it tasted very very off so cashed this in and bought a massive bottle of disinfectant for £1.49 so technically I'm still £1.51 up :rotfl: positive thinking lol

    Bank is still in the black no refund from slaters yet think that'll clear in the next few days

    Was working 7.30am til 9am and I'm working 3pm til 6pm so a nice quiet afternoon with Kk who is currently snoring his head off :D

    Kk is going to his Grans tonight hoping a couple of days away from this household will help rid him of this bug that's going about means I can bleach the hell out of this place and kill the bugs muhahahahahaha

    no debt repayments today but hoping to get some little payments in this week but need to remember it's hubby's birthday this week and need to get him his present its £75 so need to get it ordered soon xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • 10 days to go and on the 11th day its payday for me !


    You can do it ...as I know you always rise to a challenge.


    I'm doing ok with the spending so far :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    10 days to go and on the 11th day its payday for me !


    You can do it ...as I know you always rise to a challenge.


    I'm doing ok with the spending so far :)

    You get paid the same day as hubby Sam

    Feeling a bit better today steamed and disinfected everything probably looked like a madman last night Abbie was buckled cause I was steam cleaning the kitchen table...............it's not a handheld steam cleaner it's about the same size as a Hoover lol xx

    Working 7am til 6pm today one of my parents have paid me so we are going into town today as we have toddlers so that'll knacker the little ones today

    Need to get a few things whilst I'm in town hoping to do it within a £20 budget we shall see lol xx

    It's mega foggy here hoping it clears up before we need to head out xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon

    We are back from toddlers £2 and then I spent £27.50 on everything I needed on my list so I'm happy with that including bus fares lol

    Today my two new mindees start they are only with me from 3pm til 5.15pm on a Tuesday so today I'll let them explore the house and toys so they can get. Feel for the place ans I'll have £20 once they are picked up xx

    Also due £52 from one of my parents for last week hoping she pays as needing to buy hubby his birthday present but don't want to dip into the overdraft as was in it this morning but paid my wages I received this morning into it so we are back in the black xx

    So hoping my lovely parents pay me tonight so I can stop stressing about it lol xx

    Going to a meeting regarding the flats we are in there due to have work done but I'm waiting on hubby before I go so we can go together as I want to see if they are willing to wait til we are out of here before they commence work as I don't want to be redecorating if I don't have to if that makes sense xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772 wrote: »
    Afternoon

    We are back from toddlers £2 and then I spent £27.50 on everything I needed on my list so I'm happy with that including bus fares lol

    Today my two new mindees start they are only with me from 3pm til 5.15pm on a Tuesday so today I'll let them explore the house and toys so they can get. Feel for the place ans I'll have £20 once they are picked up xx

    Also due £52 from one of my parents for last week hoping she pays as needing to buy hubby his birthday present but don't want to dip into the overdraft as was in it this morning but paid my wages I received this morning into it so we are back in the black xx

    So hoping my lovely parents pay me tonight so I can stop stressing about it lol xx

    Going to a meeting regarding the flats we are in there due to have work done but I'm waiting on hubby before I go so we can go together as I want to see if they are willing to wait til we are out of here before they commence work as I don't want to be redecorating if I don't have to if that makes sense xx

    Hi Abba,

    You are doing great. Fingers crossed the parents pay. I always pay up on time to my childminder so hopefully the others will have the courtesy to do the same.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi Abba,

    You are doing great. Fingers crossed the parents pay. I always pay up on time to my childminder so hopefully the others will have the courtesy to do the same.

    Most of my parents do just one of my parents has made the transition from college to working so I'm just trying to be patient have sent her a friendly text to remind her xx

    Got rid of my last avon order so £7 in my purse :j and dropped off another book off to one of my customers........got £250 in orders and haven't even done my second book collection yet so looks like it hopefully it'll be a good earner xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Been working since 7am and won't finish til 5.30pm so not too bad, mindees wanted the minion movie on so they are quietly eating their snacks

    LSD today spent £3.28 on trashy mags and a couple of sweeties for the boys so not too bad, bank is still in the black.........barely but nothing is pending thank goodness and I have £30 in my purse hoping to make this last til Friday at least

    Messaged my parent who hasn't paid and she's decided she pay me on Friday with no discussion :mad: claiming tax credits are holding her up but she's changed her claim two weeks ago so it should be sorted by now grrrrrrrr and she's not paying what she owes me in full either which is now sitting at £164....... Don't want the amount she owes to spiral out of control and it becomes too much for her to pay if that makes sense but at the end of the day I'm providing a service she's using and haven't received a penny for two weeks now so will need to have a word with her tomorrow as I have things to pay such as hubby's birthday present :mad: joys of being self employed hate chasing money xxx

    Messaged a couple of my avon customers to see if there wanting anything so far I have another order in :T just waiting to hear back from a couple more then I'll be collecting more books in tomorrow xx

    Off to make lunch xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's so frustrating about the late payment, it's so rude! I always pay nursery as soon as I get paid. I figure it's as important as the mortgage, as if little jwil gets kicked out of nursery I can't go to work and so can't pay the mortgage!

    Hope she pays up soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    That's so frustrating about the late payment, it's so rude! I always pay nursery as soon as I get paid. I figure it's as important as the mortgage, as if little jwil gets kicked out of nursery I can't go to work and so can't pay the mortgage!

    Hope she pays up soon.

    That's how I looked at it when I was put working before becoming a childminder jwil xx

    We shall see.........taking hubby out for his dinner with some of our family so need to phone the restaurant and book a table for Sunday
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hope the meal out is a fantastic treat for you both you always sound so in love when you talk about him :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.