Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Kk sleeping so taking the opportunity to do my banking............paid £120 towards my very account and it's not clear quite proud to be back on the debt payments again after a couple of months break

    Paid my wages into the bank then paid very, in one hand and out the other but need everything cleared before we got for this mortgage application

    Next target to clear will be my argos card which is sitting at £390 :eek: but I'm hoping to clear that this month ....we shall see, hoping to take a big chuck out of it next week with the final payment from one of my parents who is leaving me next week :(

    Spent £9.99 on a wedding gift, already have wrapping paper and a card at home so that'll do us for the wedding on Saturday. Went out for lunch spent £10.99 on lunch for me and my two mindees was lovely to catch up with my friend haven't chatted to her in ages, then it was £10.14 in homebargains for drainer cleaner shower gel hand wash toilet paper, diluting juice for kk's bag and two bottles of water

    total debt sits at 7858.40 - 120 = £7738.40, only £738.41 to get it under £7k for end of September x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Been working since 7am.......kids are having quite time watching peppy pig :rotfl:

    Not long back from soft play £19.80 for admissions and lunch for us all :T then it was off to the shops to the get washing up liquid 99p and butter £1 plus spent money on a all day ticket £3.90

    My two youngest mindees are getting picked up at 3pm then I need to pick up the older ones from school and I won't be finishing til 7pm :( then I think I might tackle the small pile of ironing that needs done tonight will see how I feel

    Bank account is questionable at the moment lol will be back on a even keel next week so trying not to stress about it but on the positive side ive paid and cleared my very account (was £290) only last week and paid my daughters £80 towards her Italy trip so a few large expense but all my bills are paid and we have plenty of food and juice so we should be ok.

    Get paid of another parent tomorrow :T and have someone coming round to query about two after school places on a Tuesday so that'll be an extra £20 a week term time if it all goes top plan :D

    Since I started working full time I'm finding im tired about half 9 so as soon as my eldest has went to bed ive been going to bed straight after her and I'm feeling the benefits of even so is hubby so think we will be sticking to this as im up at 6.30 every monring :eek: and was always struggling to wake up every couple of days xx

    The joys of being a working parent lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
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    You always do so wonderfully my little busy bee :heartsmil


    ...honestly very impressed with the kids savings ...I need you to look after me...lol:rotfl:


    :A Hope the early nights help to recharge your batteries xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    You always do so wonderfully my little busy bee :heartsmil


    ...honestly very impressed with the kids savings ...I need you to look after me...lol:rotfl:


    :A Hope the early nights help to recharge your batteries xx

    The rule regarding the kids saving is now that their older they get to keep half of the money they get for birthdays / XMAS and the other half gets put in their saving.........9 times out of 10 xander puts most of his in the savings whilst Abbie blows through hers :rotfl:

    Early nights are defo helping just waiting on the kids going to bed then I will be following them :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 19,149 Forumite
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    That's a good idea about the savings for the kids, might pinch that one when they get a bit older.
    "If you can dream it, you can do it". Walt Disney
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    jwil wrote: »
    That's a good idea about the savings for the kids, might pinch that one when they get a bit older.

    Kaleb doesn't get a choice in the matter all his money gets put in the bank :rotfl:

    Working 7am til 7pm tonight need to go to the local bakers later and get my mindees a little roll as her mum forgot to bring her lunch :cool: and half her paperwork !!!!!!... The joys but she's gave me the money to cover it xx

    It's a day in the house today as my avon is due today so part from the run the the bakers and dropping one mindee off at nursery at 12.40 it's defo a day in the house

    After Abbie's back from school need to go for a walk and get mine and abbies eyebrows done which shouldn't cost more than £12 plus gets us out the house for a while but technically hasn't cost me anything as hubby gave me the money from a homer he did last night :T and ip don't count his money in my budget :T

    Right off to tidy up some building blocks xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Got rid of quite a few avon deliveries and a few more tomorrow to get rid of, so should be able to pay for my order on Saturday :T then the rest is all mine woo hoo :j

    The girl who came round with. Her two daughters are coming round next week to sign the contracts :j all thanks to my daughter Abbie, turns out she was this little girls buddy when she was in primary one so the mum insisted she didn't need to hear anything more and that she was happy for me to look after her daughters because she knew who my daughter was..........such a proud mum in how my baby girl is becoming a wonderful little woman xx. She signs her contracts next week plus my after schooler who hasn't been with me since the school holidays is coming back to me :j so it's offical I am full to the brim of kiddies xx

    Debt will be busted in no time whatsoever xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Ooooooo I have another star :j:T:j:T:j:T:j:T:j:T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    edited 3 September 2015 at 11:37PM
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    abba1772 wrote: »
    Ooooooo I have another star :j:T:j:T:j:T:j:T:j:T


    I should blimin hope so putting up with us looneys on mse for 6 years ...

    Cover the kids eye's....

    Girlfriend .....You da best lol !!!:rotfl:


    dancing.gif
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Hahaha Sam the dancing girl made my morning :D

    Working from 7am til 8.30pm :eek: tonight going to be a extra long day, heading to playgroup soon get my mindees to burn off some energy :rotfl:

    Need to head up to town after I pick my after schoolers up I'm sure they will thank me for the walk........not don't care as have a black bag of toys going to the charity shop and also need to get xander some shoes for this wedding we have tomorrow as all he has is trainers then I need to get sawdust for the guinea pig and hair removal stuff and I think that's it

    Then it's home for some dinner then get the avon deliveries out the hopefully that'll be us for the night hoping I don't need to spend too much as bank account is on the border line but we will be fine next week as I get paid weekly and tax credits are due so we will be back on track xx

    If Im not back later have a great weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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