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Abba1772's Debt Free Diary

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  • Hi Abba :) we have to treat ourselves every now and then or we'd go mad!! And besides i would call a coat a necessity not a treat ;) so technically it's fine....dont beat yourself up over it (although saying that i do exactly the same!!) I have in my new budget put £60 in every month for clothes anyway so school clothes, shoes & the rest should be covered then! xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba
    I totally agree with Debtfreewannabe as well a coat is a necessity not a luxury so enjoy it. You are doing so well!

    I had a quick visit to Home Bargains this morning and picked up some oven cleaner for £2.99 instead of the usual £3.99. I also purchased loo rolls, crisps, facial wash and a few things for DDs party so it was a very good trip.

    I like Matalan as well, there are some lovely childrens clothes I refuse to spend a fortune on their clothes as they grow so quickly. An associate of mine only buys her DDs clothes from Monsoon :eek: More fool her, even in the sale Monsoon is still way too expensive!

    Catch up later xxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thanks girls you've made me feel a wee bit better about the jacket lol

    well done on the home bargain shop, i'm off there on monday need to get tins of food my DS has cleared me out lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Nothing on the debt front today but I've lost 4lbs since my last weigh in:T only 8 more lbs til my target weight :j woo hoo
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Oh wow well done you! I didn't realise you were on a diet...are you following a specific one? I did slimming world for a bout a year after my last son and lost 2 stone (although i have prob put on half a stone since finishing!) i found the last half a stone the worst one to lose, i would lose one week then put on a lb the week after drove me mad!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I always go on a diet after xmas lol so i can look good in the summer lol i love stodgy food in the winter heheheheh not wanting to eat salads when s theres snow about lmao x I always get to 11st 6 and then stick so i have 2 lbs to lose before I get to that weight again and then the girls at work are going to give me a program so I can get past it and get down to 11 stone x

    I did the weight watchers diet 2 years ago used to be 14stone 11 and now i'm 11 stone 8 so I've lost over 3 stone just calorie counting and using myfitnesspal to log all my calories.

    I only do this during the week and eat whatever i like after i've weighed in on Saturday morning on my wii fit lol Saturday is normally a takeaway day and sunday is a roast dinner so it gives me something to look forward to x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • oh well done for keeping that much off all this time :j! I spent so long getting my last half a stone off to get to target that i feel really angry :mad: with myself for putting it bk on so quick again! But i am too lazy to go on a diet again! I'm just trying to watch what i eat (says she who has a bottle of wine to herself tonight and crisps!!!) LOL :rotfl: it is the weekend eh so gotta let yourself off sometimes ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba :wave:

    Well done on the weight loss, I could do with losing a stone as my jeans are starting to get abit tight. I haven't weighed myself for months but now that the debts are under control I will have to start doing something about it.

    Have a great evening xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well ladies I had my first date ever at 28 lol and it went really well......no I didn't invite him back for coffee lol I'm a lady well I think I am lol he's very nice and he's a good kisser, there goes my lady theory lmao x

    bit tipsy had 8 blue wkds, 1 of them I paid for lol but all in all a good night x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I remember first dates....I used to be petrified LOL and i would end up having a drink for courage (or 2 or 3) and end up tipsy before i went out DOH must have made a great impression hehe. Well done on saving money not buying drinks ;) and good luck for date number 2 (if that is on the horizon!)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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