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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    thinking about dragging Dr Dragon kicking and screaming to the pub for supper!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    The_Dragon wrote: »
    thinking about dragging Dr Dragon kicking and screaming to the pub for supper!

    Ooh that sounds fabby - hope you had a good time :beer: :D

    IJust realised i didn't eat tea yesterday - in fact i didn't eat any meal - i had a piece of cake that was offered to me - it would have been rude not to ;) and snacked on a bit of my favourite chocolate - I was actually just too tired to make and to eat anything else :o Oops! :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    JUNE TARGETS

    Pay off £1550 £2023 / £1550 Done!


    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D

    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale :D

    Sort leggins Done! Keeping 10 pairs and 1 pair to be listed :D

    Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed :D

    Sort skirts Done!

    Sort outfits Done!

    Sort long tops Done!

    Sort long sleeve tops Done!

    Sort t-shirts Done!

    Sort vests Done!

    Sort going out tops Done!

    Sort jackets Done!

    Sort dresses going out Done!

    Sort dresses work Done!

    Sort day dresses Done!

    Sort coats Done!

    Sort trousers Done!

    Sort jeans Done!

    Sort long skirts Done!

    Sort boots Done!

    Sort shoes Done!

    Sort casual shoes Done!

    Sort make-up Done! couple of items chucked and will only need to replace foundation when it runs out. Need to top up on cleansers etc with vouchers :)

    List 150 new items 55/150


    2 dresses to try on - and list if they do not fit :naughty:Done! 1 to keep 1 to the selling pile ;)

    sunglasses to tidy away (in accessories storage) Done!

    bags to sort out Done!

    Hats Done!

    Scarves Done!

    Gloves Done!

    Belts Done!

    Jewellery Done!

    Hair Accessories Done! Very easy to do as i had a very thorough purge on these last time so all are in order and being kept

    3 other things to sort 1 still to do - a dress - i found a few more things so its been alot more than 3

    Copy all photo's and writing to external drive

    Sort drawer of gardening stuff Done!

    Actually do the underwear drawers - no reason why not ;)Done!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Gah! Lost a long post - briefly - now have the 2 most difficult debts left to clear - difficult as one means saving the cash and not dipping into it :naughty::o and the other is my overdraft which i have lived in for years so again not dipping in and being super strict on budgets. As i don't pay anything to my overdraft currently its not coming down any so will be focusing on money to OH and then the overdraft. Oh yes - i mentioned i paid off my last credit card in full so just these 2 to go but as i say the most difficult 2 and still amounts to a few thousand :eek:

    Pland for todat involve - another cuppa :coffee:, sorting and listing for the bay of e ;) and some cooking before things need to be thrown away :eek:

    So i had better get on with things then - hope everyone has a good day x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So i had a relatively good start to the day - got up - a tad later than planned but as my next lie-in isn't until next week i'll just have to accept that i was late and get on with things :o

    The good part to the day was i dragged myself to the shop for the 1 item i needed for a recipe (cooked something so as not to have to throw the food out and was just 1 item short). I sorted a few bits out for the bay of e - finally got round to trying that dress on as well and am keeping it - although i have a few dresses i;m no longer keeping so its all starting to work out. I've cooked the recipe - and extremely scrummy it was too :D and then i've chilled out for a bit too long to be honest so better go and sort some more things out. - Haven't even got to 10% of the target of 95 remaining items yet :eek: and i really need to sell stuff to get the money in as i have urgent job to pay for next week, holiday spends to sort and a birthday which will take the best part of £100 for meal / drinks / gift :eek:

    Rightio then - back to it! xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on clearing a card, you are doing so well! :T :T

    Glad the recipe worked out well and that you've had some time to chill as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    JUNE TARGETS

    Pay off £1550 £2023 / £1550 Done!

    Sort cardigans Done! Keeping 7 of 9 and 2 to be listed for sale :D


    Sort jumpers Done! Keeping 13 of 15 so 2 to be listed for sale :D

    Sort leggins Done! Keeping 10 pairs and 1 pair to be listed :D

    Sort shorts Done! Keeping 4 pairs and 2 pairs to be listed :D

    Sort skirts Done!

    Sort outfits Done!

    Sort long tops Done!

    Sort long sleeve tops Done!

    Sort t-shirts Done!

    Sort vests Done!

    Sort going out tops Done!

    Sort jackets Done!

    Sort dresses going out Done!

    Sort dresses work Done!

    Sort day dresses Done!

    Sort coats Done!

    Sort trousers Done!

    Sort jeans Done!

    Sort long skirts Done!

    Sort boots Done!

    Sort shoes Done!

    Sort casual shoes Done!

    Sort make-up Done! couple of items chucked and will only need to replace foundation when it runs out. Need to top up on cleansers etc with vouchers :)

    List 150 new items 63/150


    2 dresses to try on - and list if they do not fit :naughty:Done!

    sunglasses to tidy away (in accessories storage) Done!

    bags to sort out Done!

    Hats Done!

    Scarves Done!

    Gloves Done!

    Belts Done!

    Jewellery Done!

    Hair Accessories Done! Very easy to do as i had a very thorough purge on these last time so all are in order and being kept

    3 other things to sort Done!

    Copy all photo's and writing to external drive

    Sort drawer of gardening stuff Done!

    Actually do the underwear drawers - no reason why not ;)Done!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 2 July 2012 at 9:44AM
    JULY TARGETS

    Pay off £1000 £60 / £1000

    Raise £350 for urgent maintenance job (that just got dearer :()

    Raise £100 for birthday celebration

    Work on my plans and do a detailed proposal for at least 2 sections 1 money and 1 not :cool:

    Start running at least 4 times a week :eek: AND go to the docs and get the pain fixed rather than taking painkillers daily !!

    Bake 1 lot of cakes from my new book (remember check the ingredients needed - it doesn't have to cost alot - *thats whats been putting me off*)

    Do 1 lot of batch cooking maybe a broth or something in the slow cooker ?

    Tidy my crafty things so like things are with like and so on ;)

    WRITE!!! Specifically: do full character background of bad/good character 1, full insight into the life of r2, dangers to the place and why and find notes for other writing piece.

    Crochet 10 flowers

    Sort out the urgent house maintenance job (money noted above)

    Enquire about next job

    Chase up urgent letter if still no response

    Finish accounts - need to get tax return in

    Have lunch date with my Mr - try and remind the man why he liked me in the first place :rotfl::rotfl::rotfl:

    Sort out carbooty - if its not budging on the bay of e get emough stuff together for a £100 from a carboot :cool:

    Copy all photo's and writing to external drive

    Bay of e 0 / 100

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 2 July 2012 at 9:10AM
    Tired, tired, tired
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you are feeling better today :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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