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Mobile Phone Insurance - Liquid Damage

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Hi, I'm new to forum but have read lots and lots, I have just got a new HTC Desire HD and am looking to insure - I have been quoted £8.99 a month from T-Mobile and after reading this and other forums have also called my Home Ins Co, they quoted the equivalent of £2.50 a month - FABULOUS I thought, HOWEVER - they DO NOT cover liquid damage of any kind!!!! Now at a loss as to what to do - any ideas?

Would it be worth increasing my house insurance and then taking out a "cheap" seperate mobile cover to ensure the water/liquid damage?

Thanks

Comments

  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I doubt T-mobile will cover for water damage, its one of the biggest get outs for them. You need to specifically ask them.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
  • spiro wrote: »
    I doubt T-mobile will cover for water damage, its one of the biggest get outs for them. You need to specifically ask them.

    It might be worth checking, though. Three's 3Cover insurance covers liquid damage (allegedly), though I haven't made a claim based on this and hope I never have to.
    If I've helped you please show your appreciation by using the "Thanks" button
    > :T
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