Which Funds?

Voyager2002

An earlier poster mentioned Morningstar Portfolio: thanks for the tip.
I tried to enter my holdings into this, but I have two funds that it does not seem to recognise. They are both issued by BNP Paribas L1: one is a Euro-denominated Russia fund, ISIN LU0269742168; the other is called Opportunities USA, is denominated in dollars, and has the ISIN LU0377124267. Can you suggest a fix to this problem, perhaps by enrolling in Morningstar as a resident of another country or through a website serving somewhere else?

jimjames

pqrdef wrote: »

A risky investment won't automatically produce bigger gains. On the face of it, the longer you take a risk, the more likely it is that the thing you're afraid of will happen.

A more volatile investment (not the same thing) will show bigger or faster swings and so offer the opportunities for better profits if you get the timing right.

This is one area when buying over an extended period can make sense as a result of pound cost averaging. If you invest say £50 per month over a long period then when the price drops you get more shares for your money and vice versa if it rises. I'd invested in Latin American IT shares over around a 5 year period ups & downs.

Net result was an increase of about 600% which I was pretty happy with as UK market was flat over the same time.

A variant I've just seen on Motley Fool is Value Averaging is similar to something I'd referred to previously as Active Pound Cost Averaging ie actively buying more shares when the price drops so in the example above maybe £100 or £150 per month not the £50.

Andy

blinko

jimjames wrote: »

This is one area when buying over an extended period can make sense as a result of pound cost averaging. If you invest say £50 per month over a long period then when the price drops you get more shares for your money and vice versa if it rises. I'd invested in Latin American IT shares over around a 5 year period ups & downs.

Net result was an increase of about 600% which I was pretty happy with as UK market was flat over the same time.

A variant I've just seen on Motley Fool is Value Averaging is similar to something I'd referred to previously as Active Pound Cost Averaging ie actively buying more shares when the price drops so in the example above maybe £100 or £150 per month not the £50.

Andy

that works both ways buddy

reduces gains and reduces losses

OP wahts going on with regard to your purchases

remember give it some thoguht and RESAEARCH EVERYTHING

look at the markets today, there not pretty !!

ricky.patel89

I'm looking at:
Aberdeen Emerging Markets Accumulation

Invesco Perpetual High Income Accumulation

JPMorgan Natural Resources Accumulation

Standard Life UK Smaller Companies Retail Accumulation

AXA Framlington Global Technology Fund Accumulation

They seem to be best suited to my needs.

Rapidtm

ricky.patel89 wrote: »

Anyone got any other ideas? They will be much appreciated.

Hi Ricky, What i did a few years ago 2006, was think wheres all the hype? which sectors / areas of the world are likely to boom over next 10 to 15 years. I chose India, China, Brazil and Natural Resources. So i then found funds that had a good track record or just simply appealed to me. I bought in through a monthly plan with fidelity. Who just this week have introduced an annualised return on investments so you can see how you are doing over 12 months. Pleasantly surprised 15% return for last 12 months.

cashbackproblems

ricky.patel89 wrote: »

I'm looking at:
Aberdeen Emerging Markets Accumulation

Invesco Perpetual High Income Accumulation

JPMorgan Natural Resources Accumulation

Standard Life UK Smaller Companies Retail Accumulation

AXA Framlington Global Technology Fund Accumulation

They seem to be best suited to my needs.

Id go with http://www.h-l.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/a/allianz-rcm-bric-stars-accumulation instead of the AXA and Standard Life ones.

Aegis

Rapidtm wrote: »

Hi Ricky, What i did a few years ago 2006, was think wheres all the hype? which sectors / areas of the world are likely to boom over next 10 to 15 years. I chose India, China, Brazil and Natural Resources. So i then found funds that had a good track record or just simply appealed to me. I bought in through a monthly plan with fidelity. Who just this week have introduced an annualised return on investments so you can see how you are doing over 12 months. Pleasantly surprised 15% return for last 12 months.

Be VERY careful about following hype. The most fervent screams to buy an asset usually come right before a crash (see the tech bubble earlier this decade and the gold bubble of the 70s for some pretty nasty examples of this phenomenon).

competitionscafe

jimjames wrote: »

I started off down this route and also built up investment trust holdings via their savings schemes. Very low charges and easy to stop & start payments from £50 pm.

I also did this when starting out and still hold IT's like Templeton EM and Fidelity Special Values which have done well over the longer term. I started off with a monthly savings scheme into a big global investment trust (Alliance) but if you are prepared to invest for the long term then the higher risk ones are more fun. If they went to too much of a premium then I stopped/paused the monthly payments.

The investment trust version (same manager) of Standard Life Smaller Companies was at a discount of 15% not that long ago (March 2010) and even Neil Woodfords Edinburgh Investment Trust was at a discount of 5% a year ago. Both are currently at a small premium though.

BrazilianBull

The Aberdeen Emerging Markets Accumulation Shares has performed well, but it is time to get my money out, unless they reduce their exposure to the Brazilian market. That is because I am expecting the Brazilian assets to be dragged down buy their currency which is over valued. Perhaps in 6 months things will look a bit better.

If you stick to natural resources, that is a safer bet.

I think the asian market is a good choice, but I tend to avoid China and Japan.

North America is promessing, but would wait until the end of February before investing there. I want to see the effects of the 600 bi first.

competitionscafe

From FT yesterday:

Emerging markets: tempting but beware

"Morgan Stanley points out that Colombia, Chile, Peru, India, Indonesia and the Philippines are all trading on multiples more than 50 per cent above the average for the MSCI emerging markets index’s for the last five years."


Full article:
http://www.ft.com/cms/s/3/fd2688a0-ec12-11df-b50f-00144feab49a.html?ftcamp=rss#axzz14pxvZXRj