Tesco Credit Card

RichPyke

rawkinrich wrote: »

Is it just me or is it just very hard to be accepted for a Tesco Credit Card?!?

I've applied twice, once 5 months ago and just now. Obviously both times declined. I wouldn't say my personal circumstances are perfect but they definately aren't bad either.

I hear that these decisions can be appealed?

:mad:

I got accepted with no problems at all so wouldn't say they are very hard to get accepted for at all. In fact, it was probably the easiest to get, accepted in minutes on their website and card/pin arrived about a week later.

Might pay to get your free credit report and look if there is anything wrong there (had it before where I was refused all over the place because of an 84p debt I owed that I was unaware of)

queenbuzzybee

I agree get your credit report looked at , i was accepted by Tesco online within minutes for a credit card, something seems to be up???!

rawkinrich

My credit report is ok, it might be the 70% used credit thing. There's a number on the url above, I'll call them.

BugsyBrowne

rawkinrich wrote: »

My credit report is ok, it might be the 70% used credit thing. There's a number on the url above, I'll call them.

Mate get over it they don't want you as a customer,apply somewhere else as there are better cards on the market.

rawkinrich

star-fire wrote: »

Mate get over it they don't want you as a customer,apply somewhere else as there are better cards on the market.

Do you know any off the top of your head which offer rewards etc?

BugsyBrowne

rawkinrich wrote: »

Do you know any off the top of your head which offer rewards etc?

Obviously depending on your credit rating what about sainsburys or even try mbna they normally have a good couple of reward cards.

rawkinrich

Cheers, will take a look