Lloyds TSB Question

[Deleted User]

Hello all
I recently joined Lloyds TSB and they say they won't give me a debit card unless account is 6 months old and regular amounts paid in?

Is this normal?

Frogletina

I opened a Lloyds classic vantage account last year and was given a debit card straight away. Since then I have opened 2 others and have a debit card on those as well

Perhaps it is to do with the result of a credit check.

stclair

I didnt even realise Lloyds offered a cash card.

I was always under the impression all there cards was debit cards on there current accounts.

Have they given you a reason to why they have only offered you a cash card?

jen245

I have the cash account (basic account) and i have a visa debit card with it. Which account have you applied for?

[Deleted User]

jen245 wrote: »

I have the cash account (basic account) and i have a visa debit card with it. Which account have you applied for?

16-19
says on website allowed and other branches say but holding branch say no

Lost2

I have a Lloyd's TSB account and was given
a Visa Debit card and asked if I wanted an
overdraft and how much would I like

jen245

Im not sure if a young persons account is credit scored? It says on the website, that if you are 16-18, the account comes with the Visa Debit card (under 16's get the cashpoint card), so unless you are under 16, I dont now why your branch arent allowing you to have one. Did you apply in branch, or did you do it online?

eden37

My 11 year old son has an under 19s a/c with a visa debit card. He can only spend what is in the account when using the card. I would go into the branch and ask for the information leaflet about the account then ask for a debit card.

[Deleted User]

@ jen245
applied in brach
apparantly the branch manager says no (even though others say yes) :@
@ eden37 - i did and then well said they cannot upgrade cashpoint to debit

i might close the account shortly and move back to halifax

7891368

My little brother has an account for 16-19 and got a visa debit (he's 16) straight away. Before he just had a Building Society account.

This was only in August

young_money_saver

jen245 wrote: »

Im not sure if a young persons account is credit scored? It says on the website, that if you are 16-18, the account comes with the Visa Debit card (under 16's get the cashpoint card), so unless you are under 16, I dont now why your branch arent allowing you to have one. Did you apply in branch, or did you do it online?

I opened my account a few years ago when I was 14 and I recieved the visa debit card which the option of a cashcard. Personally I find the account good which is why its my current account. debit cards can be issued as long as you are 13+.