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The Ultimate Incentive to get debt free… again. Dinah & NIM go head to head!

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Sounds great Dinah. Do you have a website?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Sounding great Dinah, do you have a due date for the book or is it just as and when the inspiration hits?!

    I can't believe the extent of your mould problem! I thought I had it bad :( I've got some wedges that I loooooooooovvvvvve and they've been hit by the mould fairy, hand washed them a few times but they still have the foisty smell and febreze just isn't strong enough! I'm going to paddle in the sea when we're away, hopefully they'll smell of salt water and other sea stuff instead after that!

    I'm getting married tomorrow! :eek:
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Lara44
    Lara44 Posts: 2,961 Forumite
    "I'm getting married in the morning..... ding dong the bells are gonna chiiiiime!!" :rotfl:

    That's so exciting Birdie!!
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    The house honestly sounds like a nightmare Dinah, hopefully once it's all don't and you're ready to sell you'll get a buyer quickly.

    The business idea sounds perfect though. When I was a cupcake making machine I was always left a little bleh by the cupcake cases you could get. Might have to get me'sen some if anywhere stocking them are online or near me! Really excited for you, there really is a massive gap in the market for cupcake cases.

    I was wondering when the 'wedding' was Birdie :D That's so exciting! Not long until you fly out either.

    I'm a giddy beaver today, Disneyland tomorrow! Looks like we'll have like, 24hrs of coach time though. So I'm filling my iPod, Slipknot and Taylor Swift. Perfect mix!
  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Happy Belated Birthday Dinah!

    Cupcake idea sounds fab and thanks for the 'new' debt explanation, I'm reckoning it would be very hard to stay out of debt completely, it would be great but still difficult.

    Hope you have a lovely 1st wedding tomorrow Birdie, enjoy Disney Cinny and hi to everyone else (my head is a bit wasted at the mo, so apologies if missed anything)!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Sounds great Dinah. Do you have a website?

    Lol not yet. It's on the to do list, it's an expensive business! I have 2 domains though. I should get my first samples through this Monday/Tuesday (see samples before, but don't have any in my possession), then I can contact the two people who've already been in touch asking about meeting with me as they think their venue could use my product - very exciting considering I haven't been trying to make contacts or market it yet.

    You confused me no end Birdie, I saw that and thought 'but it's not the 17th today' and then 'hang on, is she already in the Dominican Republic'?!

    Sold the Ireland rugby tickets I got NIM for his birthday, flights were so expensive we decided not to throw good money after bad. Made an impressive 80% loss on them but at least we got something back.

    Feeling all inspired to ebay atm, I have renewed vigour to get debt free with the business taking off.

    I printed out the floorplans for the realistic house that I like (the unrealistic one is my desktop background) and I had great fun with tipp-ex working out how I could economically redo the layout to create an extra bedroom while making a large kitchen-diner and lounge. I've managed to shave about £15k off my imaginary budget, met the challenge, now we just need to sell our curent one and this one to still be for sale AND for them to take daft offers!

    Booked onto 3 HMRC courses today, give me more idea on tax and expenses etc.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Very exciting news about the business! Glad to see is all going well.

    Birdie - woo for getting 'married' tomorrow! Hope you have a great time.
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Oooh I didn't realise you were going to Disneyland tomorrow Cinny, have a fantastic time! I was trying to work out Twitter last night and found you (still not signed up though, waiting to do it all in my new name :)) and saw you talking about Tangled, I saw that on Sunday and loved it, did you enjoy it? Get something Tangled-y from Disney!

    Sorry for confusing you Dinah! LOL! I got a bit confused this morning because one of the little teams in my office which I worked on for years before switching to my current team gave me a card and a garter but I was like, 'But I'm here for another week, why so early?' then oh my word, do they know about my secret wedding?! No.... They just wanted to get their present in first! How sweet of them, the garter even has a little blue flower on! I've already got one that matches my undies but I'll wear it for a few pictures to show them! Although someone has asked me if I'm getting married tomorrow so they probably do know, but I just said 'Nooooooooo' and changed the subject!

    Glad to hear about your renewed vigour for debt busting, I hope you make lots of money on ebay!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Lara44 wrote: »
    "I'm getting married in the morning..... ding dong the bells are gonna chiiiiime!!" :rotfl:

    That's so exciting Birdie!!


    Oh wow - how exciting Birdie!!!!!!!!!!!!!!!!!!!!!!!!!

    What are you wearing tomorrow? Do you wear the dress or keep it for the Dom Rep?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Have a brill time in Disneyland Cinny :)

    Wow - it's all go on here at the moment!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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