XSpender - MFW in Training

XSpender

£400 budget= £196.60:eek::eek:

Someone tie my hands behind my back to stop me spending. :mad:

£27 spent on a bit of food and some more booze tonight. Did get £5 refunded for a book I bought as a gift that DFIL had already read. Tomorrow's spends will include dog food, a prescription for DH and a new gift for DFIL and DH haircut. I may also see if there is anything left in the Sains baby event and stock up on nappies and wipes.

Monday I will need to pay for shoe repairs on a pair of DH shoes and a pair of my sandles.

DH has clarified his bonus situation and it is £650 for the 2nd bonus not £1000 so fingers crossed he gets it:)

Off to a friends BBQ tomorrow to meet up with the girls so that should be fun and only cost the price of a bottle of wine/some beers which will come out of my personal spends and not the £400.

Made my first PAD today as recommended by F_F on her diary. £3.00 stuffed in to the virtual op pot.

I have set myself a right tough challenge with the £400 limit but spending should calm down a bit after the weekend. It will need to!:rotfl:

cha97michelle

Nice to see you posting more.

I find that looking at the what you owe the world figure is a bit more inspiring. That way you can have a couple of months of boosting the savings and you can still see you are making great progress.

Sounds like your son is really getting a big boy too now. They do go through an into everything stage.

Hard decisions in you not getting a better job but then again, are you likely to have any more kids soon? Might be easier to do that before you look at switching again.

XSpender

DS will be an only one as he was an IVF baby and I would have to buy a bigger house to fit another child in:rotfl:

DS latest trick is turning the plug on and off when I am drying my hair in a morning or doing the ironing. He likes to control the noise it makes but it does make everything take twice as long.

I have calculated a bronze, silver and gold target for us for the rest of this year. I am not going to get too hung up on where the money is going, savings or ops, as both are as important to me at the minute. The targets are not huge but are achievable and allow for saving up for Christmas, paying the car insurance in one go and our holiday spending money. These are the targets for the 31st Dec 20111:

Bronze - £2000

Silver - £2500

Gold - £3000

I have decided to give the BBQ a miss this afternoon. I have got so much to do that I will just be sitting there working out how quickly I can get home to get on with stuff. I never thought working full time with a small child would be so hard. I thought I would feel guilty and hate leaving him (which I don't but feel guilty that I don't:o) it's that you need 47 hours in every day to keep on top of everything.:(

Anyone know how you turn the thermostat down on your hot water? Ours is so hot you think it came from a nuclear reactor and must be costing loads to heat. I have to add cold to use it.

Right, better get cracking with my list before DS wakes up from his nap.

katsu

Isn't your thermostat on the front of your hot water tank (in which case you can use a screwdriver or finger nail to turn the dial down to 65C)?

XSpender

I did spot a dial on the front but wasn't sure what it was. Will go and have a fiddle. Thanks

cha97michelle

I hope i didn't offend there with my questions. I didn't know about the IVF.

Yes, it is hard working with kids, as it is hard to fit everything into neat little boxes and times. If something threw me out by even 10 minutes i would then get so stressed. It does get easier a bit as they get bigger as they don't feel quite as much need to fiddle with everything and they can bath themselves while you just stay in the vicinity and dress themselves.

My eldest is really good now at 4. My youngest still has a little way to go but when he is only just 3 i am probably expecting too much.

katsu

XSpender wrote: »

I did spot a dial on the front but wasn't sure what it was. Will go and have a fiddle. Thanks

65C is what it ought to be at according to the boiler engineer we use.

XSpender

I have turned the thermostat down to 65 but it is still piping hot. I think it is on too long each day so sorting the timer out is another job for this week.

My £400 budget is taking some serious battering and the total stands at £326.32:eek: I should come in on budget for the food part of the total but not the rest:mad: My budget on a normal month would be £500 but I am trying to keep it down this month so I can save for our holidays.

DH popped into the Jewellers to see how much it would cost to get his platinum/gold wedding ring cleaned and decided to get it done there and then. It costs £60!!!!! I haven't added this into my £400 budget as it is a one off and it can come out of savings.

I have £182 in my personal spends account but I do not want to dip into this for the house spends.

I have been PADing to my virtual OP pot and am up to £6 already.:)

Iris_Blue

It's probably not what you want to hear but when I read about your DH getting his wedding ring cleaned I thought how sweet that was. Ouch at the £60 bill though.

pippa80

I agree Iris - very sweet and also :eek: