We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

is incapacity benefit going to means tested?

Hi,
Hear on sky news that incapacity benefit going to means tested, does anyone know if this is true? It said on the news that people with saving over £16,000 will not get incapacity benefit.


I have savings over £16,000 and I am very worried:eek:
«134567

Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    No one knows anything yet. I would check again after the Spending Review tomorrow.
    Gone ... or have I?
  • soolin
    soolin Posts: 74,426 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think like a lot of things we will know more once the full review details have been announced.

    The charity I work for is certainly gearing up to there being a lot of changes affecting benefits paid to people with disabilities though. We have already been formally told already that most of our funding we get to provide services will stop in 4 weeks time.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • TOBRUK
    TOBRUK Posts: 2,343 Forumite
    Part of the Furniture Combo Breaker
    As the others have said, no one will know exactly until the announcements today. Whatever you have heard from sky news or any other source so far have been speculation and none of us can predict what the changes will be.

    Even after the announcement today I don't think we will be given the whole details for a while yet. I wouldn't be surprised if all benefits become means tested. I also wouldn't be surprised if some benefits will be merged and made simpler. Who knows maybe the limits of savings before payments are affected will possibly lower!

    With DLA I wouldn't be surprised if the criteria before becominig eligible will change from what they are currently and therefore many will not be entitled to the lower rates - even the rates may change completely.

    One thing I do know, I won't be surprised by any of their proposals and we will all find life a lot harder. I really don't think many people realise how hard things are going to become in general.

    But hey, that is only my opinion!:D
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    As incapacity benefit doesn't exist as a new benefit and all people claiming this are being moved over to ESA the short answer is I doubt it as fewer and fewer people are on this benefit it wouldn't save much money anyway.

    Personally I will be avoiding all news today so I can miss all the pointless speculation. Then tomorrow I will have a look and find out what actually is going to happen. There's little point getting worried over speculation it's better to wait for the facts.
  • 24skins
    24skins Posts: 1,773 Forumite
    Yeah, I agree with all the above - even though the announcements are being made today it'll take a little while for them to be analysed and made sense of. Don't panic right now.
    TORBRUK wrote:
    With DLA I wouldn't be surprised if the criteria before becominig eligible will change from what they are currently and therefore many will not be entitled to the lower rates - even the rates may change completely.

    Again, just my opinion, but I've thought this for a while. The prediction made a few months back that there will be a 20% reduction in DLA paid out doesn't seem to make any sense right now, as there's nowhere near a 20% fraud rate. The obvious way to make a saving would be to move the goalposts and reduce the number of people who can actually claim DLA.
    Quid quid latine dictum sit, altum videtur
  • TOBRUK
    TOBRUK Posts: 2,343 Forumite
    Part of the Furniture Combo Breaker
    I agree 24skins, and how could they predict making 20% savings ... where did they get this figure or percentage of faudulant claims. These figures were plucked out of the air without anything to back them up, and unless someone is caught how can they predict these savings?!

    The only way to get near the 20% is to move the goalposts and make it harder to claim for these benefits.

    One thing that amuses me (if you can call it that!) is that all these people who are dishing it out will never be in our position, in fact more than half the cabinet are millionaires and they will never feel any hardship .... yes Cameron, as you say ... we are all in this together!!
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    I see there will be a time limitation for those claiming ESA who are deemed capable of work. That's the most obvious one so far. (OK I lied I ended up watching some news Doh)
  • Ewan154
    Ewan154 Posts: 62 Forumite
    Hi,
    Will Employment and Support Allowance be means tested?
  • TOBRUK
    TOBRUK Posts: 2,343 Forumite
    Part of the Furniture Combo Breaker
    Well there isn't much detail with benefits ... it was announced that there would be a single universal credit - does this mean infact that IB/ESA, job seekers and IS will converge into one?!

    I can't find anywhere any of the details - perhaps it will be a while before the details of each benefit is explained.

    Well, I was surprised that cold weather payments are to be increased and be permanent!
  • TOBRUK
    TOBRUK Posts: 2,343 Forumite
    Part of the Furniture Combo Breaker
    Ewan154 wrote: »
    Hi,
    Will Employment and Support Allowance be means tested?

    It wasn't announced. All that was said was that there would be a reform on benefits with a single universal credit. From this I take that there will only be one benefit other than DLA which will stay.

    There won't be an immediate change as they haven't worked it out yet. These changes he stated would be made over the next two terms of government so within 8 or should I say 10 years as they have extended government term to 5 years!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.