ISA or pension?

Robie

Simple question really. Where should I put my money - ISA or company pension?

The background:
I earn about £32K - my wife does not work (hopefully she may in the future but possibly only on a part-time basis).

I am 50 :eek: tomorrow (don't know where the life as gone already) and hope to retire by around 60. I currently contribute about 25% (£450) of my income to the company pension which started about 2 years ago. I have money invested in ISA previously and invest about £100 a month into ISA now. ISA wise, I have about £45K (in both our names) in S&S isas and some cash ISA.

So, is that a good divide or should I put less money in pension and more money into ISA? Don't know much finance/tax implications when I retire.

Thanks.

jem16

Have you read this thread?

https://forums.moneysavingexpert.com/discussion/375217

Robie

jem16 wrote: »

Have you read this thread?

https://forums.moneysavingexpert.com/discussion/375217

Thanks for pointing that out, will look at it.