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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Your doing so well on your payments Bec's :)

    I forgot about the tax changes, hopefully I should have a few more pennies as well then?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks Woo :)

    I think it's the tax-free allowance has been upped so hopefully you should see a few more pennies too :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Another £36 to Lloyds and 52p to the emergency fund :)

    Caught up on my January payments now and that gives me £7 towards catching up my Feb payments :) Only £644 to go.........hmm may take a while! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I can't believe how well you are doing Bec's, you should be very proud of yourself :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Aw, thanks Woo :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    You are doing fantastic on catching up well done, I think the emergency fund is a great idea I have a small one building too.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks HWG, definitely feels a bit safer building one up doesn't it.

    Been paid today so am moving into May payments. January payments all caught up so deleted from sig, will have to try and catch up February's once (hopefully!) I've hit May's target.

    Working Friday, Saturday and Sunday in the pub so should help with quite a few pennies.

    £7 sent to Lloyds and 97p to the emergency fund :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning Bec's

    Well done on the payments x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Yes well done Bec, you have certainly thrown yourself back in!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Wow, that was a long weekend - loads of working and going out, knackered now!

    £480 sent to Lloyds this morning.

    Have some possible good news - my brother thinks he may be able to lend me 5K interest free at the end of June. Fingers crossed! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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