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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys, I know it makes sense.

    Shift at the pub was very good, nice to see everyone again.

    Saturday drinking session for my birthday was as messy as expected! :)

    Shift at club last night was bad as expected. I feel too guilty to leave straight away (silly I know) so will work a few shifts and then hand in a month's notice. I know that's it's bar work so I probably shouldn't worry bout being committed or anything, but I know I'll feel bad otherwise!

    Hope everyone had a nice weekend x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Good idea Beccie, I wouldn't want to just leave either so in my opinion you are doing the right thing xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Just been for a coffee with my Mum and the lady in front of us in the queue told me she really liked my top and I looked very nice. I said thank you and she asked where she I got it from - it was great to tell her it was a £2 charity shop bargain! She was suitably impressed :)

    What a nice Monday for a change - the sun is shining and I got a compliment! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Bec's

    Good decision with the club, at least if you leave on good terms you can always go back (although very much doubt you would want to!).

    Glad you are having a happy Monday :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Decision definitely made (in my head at least!) popped into pub last night and I can get a regular shift at the pub on Sat 12 till 6 - that's double the club money and much more sociable hours.

    Just got to tell the club now....! :o

    £20 sent to Lloyds and 62p added to the emergency fund.

    So close on April payments targets now, got to get a move on as I've got from January to catch up on! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Good decision on the Club Bec's, that's worked out for the best with an extra shift at the pub available :)

    Well done on the payment, you definately came back in fighting form!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    hi beccie, i have stalked you over from keebs diary :laugh:

    sounds like you had a great trip :)

    well done on your massive overpayment on your return, you are much more MSE than me! had a read through your diary and you have done really well! I have paid lots off since starting but unfortunately have spent nearly as much :o
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on deciding to leave the club, as they say as one door closes another door opens.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hi Clippy, nice to have you along :) I did have a fantastic trip and that's helped with the motivation since I got back as I'm desperate to start saving up to go away again!

    Thanks HWG, definitely know it's the right decision, just a bit scared to tell them :o

    £19 to Lloyds this morning so I have hit target for this months payments, now need to start catching up on the targets for other months.

    Also, £1.18 to the emergency fund.

    Going cleaning tonight but am also going to try out a zumba class for the first time afterwards which will take £5 from that, but lost 17lbs in Borneo and am keen to keep that off! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the payments Bec's.

    That's a massive weight loss! Everyone I know that has tried Zumba has loved it, have fun :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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