Claiming from the school for son's stolen property.

Tiggs_2

as an aside....if he's 12 and playing with lego and does ironing i think he needs to buckle up........high school could be a rough ride

Tiggs_2

alba37 wrote:

A few weeks ago a new craze started at school.... (probably not new, but new to me!!) Lots of the boys were putting their hands in others shirt pockets then ripping them off in one pull!

to counter that i would teach my child the new craze of "when someone rips your clothing its assult and you defend yourself"..........anyone doing that to me would have needed the pocket to wipe up their bloody nose!

advent1122

Cut the grass, clean the windows, paint the fence or wash the car to make extra money......but ironing.
DUDE
Can you imagine the scene if his class mates find out he pays for his lego by doing the ironing. It will not be pretty.

ArchieB_2

If you are not happy with the Teachers behaviour and you think they have a moral duty to replace the property then why go the insurance route?? That was why I posted the way I did.

Quite right to point your opinion out to the teacher though.

Andy_L

mlmoneysaver wrote:

I don't insure everybody else's property when they visit my house, that woud be stupid and a quite imaginative waste of money!

If you look at your houshold insurance policy you'll find that actually you are insuring their property when they visit.

janinestevens

HI, I work in a school and have had things stolen, the school have to stand the first few hundred five at ours so you don't stand a chance I was told to claim off my house insurance.

Sorry I couldn't be helpful, but you could always ask the school headteacher first

Andy_L

mlmoneysaver wrote:

Still can't see that in the cover anywhere. What might the weird insurance/legal speak be for it?

Looking at my esure policy document
http://www.esure.com/pdf/esurehome_policy_dec05.pdf

Section 15
Visitors’ effects
We will pay up to the policy limit,
shown in your latest Schedule, if your
visitors’ effects are lost or damaged as
described in Part B, Section 1, 1 to 14.

That being the contents cover, excluding accidental damage

alba37

Any news yet, Careless?

advent1122

Not on the theft, but her son put a blinding pleat in her skirt.

courtjester

Firstly, I sympathise with careless's son's loss, having had numerous 'treasured' items of little value 'lost' at school by our kids, the lesson really is that you cannot trust items to be taken to school unless you recognise them as disposable - kids will be kids and some are more light fingered than others when faced with temptation.

However, on the legal side, the person responsible in this case is the thief - I see no way that there is a *legal* liability falling upon the teacher or the school to safeguard the property - the statement that the property "would be safe in the cupboard" is not a guarantee nor does it imply acceptance of responsibility for the care of the object by the teacher or on behalf of the school. The same would apply equally as if the cupboard had burnt to the ground or been destroyed in a tornado.

Doubtless the teacher considered there would be no risk, but that does not make he /she responsible legally or morally for a loss not predicted.

Again, it's not the teacher who stole it....

I suspect you will gain little but frustration in attempts to make a legal claim and trying to put the teacher in a bad light to force some kind of embarrassment payment is hardly fostering the sort of environment conducive to the well-being of a child's education.

Review your home insurance to see if there is a possibility of claiming under a 'personal possessions' section for property away from the home. If you have insurance cover, its ALWAYS better and easier to claim on your own cover and let them have the hassle of chasing any legalities which might arise.

Too many people make the mistake that just because it's not their fault, they "don't see why they should claim on my insurance...." - talk about cutting off your nose to spite your face, that's what insurance cover is for !