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The journey starts here - don't stop believing

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Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi Kat are you ok? hope you're well
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I feel like I have deserted all my MSE friends - I have been working crazy hours but it has paid off the reserve...........................ITS GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • saorsie
    saorsie Posts: 1,905 Forumite
    Fantastic *Kat* :j Good to see that millstone disappear finally. Are you able to have the evil facility removed from your account now?

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I am going to go into the bank this month at some point to ask them how I overpay on the loan etc - at that point I will ask about it - I may wait until August pay as I'm a bit scared to do it on the first month - I would never dip into it for spends but it was DDs that took us into it - just want to make sure they are all great before I remove it (does that make sense)
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Polly_Wolly_Doodle
    Polly_Wolly_Doodle Posts: 1,004 Forumite
    Ninth Anniversary Combo Breaker Debt-free and Proud!
    WELL DONE KAT:j:beer::D:D:D
    What a star! You've done it, hurrah!!

    What's next? The loan??
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i'm so happy for you to have got rid of that evil reserve! the world is your oyster now, it's going to be so liberating for you. A month to just gather your finances together and get more stable is a good idea in my opinion.
  • skyvicky123
    skyvicky123 Posts: 336 Forumite
    Hi Kat - still here! Fantastic news on the reserve. You have worked SO SO hard to get rid of that. I am so pleased for you. Onwards and upwards now. WELL DONE!!!
    Staring point of debt £23,343:mad:
    £12245 4/7/11:j
  • LittleMoog
    LittleMoog Posts: 2,392 Forumite
    Hi Kat,
    Well done on paying off the reserve, I know what a relief that must be :T

    Just wanted to let you know that you can cancel it by ringing phone banking, that's what i did :) They could also probably tell you how to overpay the loan, save you the trip into the branch.
    Little monkey born November 2012:j
    Froglet due March 2016 :D
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    **Kat** wrote: »
    I feel like I have deserted all my MSE friends - I have been working crazy hours but it has paid off the reserve...........................ITS GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!


    :j:j:j:j

    Soooo happy for you! :D Well done on all that hard work to achieve that :T
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,281 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :jFantastic news about you getting rid of the reserve, well done.
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