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The journey starts here - don't stop believing
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hi Kat are you ok? hope you're well0
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I feel like I have deserted all my MSE friends - I have been working crazy hours but it has paid off the reserve...........................ITS GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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Fantastic *Kat* :j Good to see that millstone disappear finally. Are you able to have the evil facility removed from your account now?
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
I am going to go into the bank this month at some point to ask them how I overpay on the loan etc - at that point I will ask about it - I may wait until August pay as I'm a bit scared to do it on the first month - I would never dip into it for spends but it was DDs that took us into it - just want to make sure they are all great before I remove it (does that make sense)Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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WELL DONE KAT:j:beer::D:D:D
What a star! You've done it, hurrah!!
What's next? The loan??Weight: need to lose 71lbs - lost to date 0lbs
One Poll: £3.20
My Survey: £0.00
Ebay: £0.000 -
i'm so happy for you to have got rid of that evil reserve! the world is your oyster now, it's going to be so liberating for you. A month to just gather your finances together and get more stable is a good idea in my opinion.0
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Hi Kat - still here! Fantastic news on the reserve. You have worked SO SO hard to get rid of that. I am so pleased for you. Onwards and upwards now. WELL DONE!!!Staring point of debt £23,343:mad:
£12245 4/7/11:j0 -
Hi Kat,
Well done on paying off the reserve, I know what a relief that must be :T
Just wanted to let you know that you can cancel it by ringing phone banking, that's what i didThey could also probably tell you how to overpay the loan, save you the trip into the branch.
Little monkey born November 2012:jFroglet due March 20160 -
I feel like I have deserted all my MSE friends - I have been working crazy hours but it has paid off the reserve...........................ITS GONE!!!!!!!!!!!!!!!!!!!!!!!!!!!!
:j:j:j:j
Soooo happy for you!Well done on all that hard work to achieve that :T
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
:jFantastic news about you getting rid of the reserve, well done.0
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