Free Identity Fraud Protection

James

Guess Who's Had His I.D. Stolen:

http://www.mirror.co.uk/news/allnews/tm_objectid=15277072%26method=full%26siteid=50143%26headline=guess%2dwho%2ds%2dhad%2dhis%2di%2dd%2d%2dstolen-name_page.html


James

nh

I think that's naughty journalism.. maybe it will mean more people do destroy their documents, which would be good, but it has just worried me that maybe it will convince more people to rifle through bins to try to steal identities.

I always rip up all my stuff but I still worry... I should get a shredder but I am too tight

Michael_du_Pre

Jolly_Miller wrote:

I have successfully applied for the No Hassle card, the Credit Agreement and small print arrived this morning and I can find no mention fraud protection (unless associated with the card in question) Have I missed something or have they changed the conditions?

I had the same experience: did you get any further on this?
Michael

BritBrat

It's still on the web site as of today.

Pulpculture

MSE_Martin wrote:

This discussion relates to the following article

Free Identity Fraud Help

To discuss or question please click reply

I think how this scam works is this:

The 'scammers' are overseas and ring random UK phone numbers using a computer. The call disconnects after two rings. Most people (if they're in) pick their phones and then dial 1471 and then hit button 3 to redial. The person is then dialing a premium rate overseas number. I had a call from a similar 'Island' and 'googled' the number on my that I saw on my caller ID screen. I put two and two together and worked out the scam. This bit is a guess but I assume their computers auto answer the returned call (without you knowing) and then play a ringing tone so you sit their merrily waiting for someone to answer the phone (when all along you are actually connected and thus running up the bill and 'loads of pounds a minute'!!) Of course no humans answer so you keep retrying the number (every time incurring more and more costs to you.)

I'd guess if you didn't make the calls from your phone someone else did in your house. Have you checked with other relatives / siblings perhaps?

Regards

Matthew

PS Sorry I replied to someone elses comment re being scammed by an overseas call and their thread has now disappeared (shouldn't have been in this thread anyway )

asharon

I just called capital one and they just added it to my account free and said it would take 4 weeks to get the pack.

i just have a standard premier card.

markshark_2

I received my Capital One card on Wednesday (obtained due to the recommendation from this site for the Identity protection survey). Amongst the usual bumpf with the card was a leaftlet giving a number to register for cover. However..........

When I rang, the guy on the phone was very keen to point out that this just gave me access to a telephone advice line and nothing else. But if I was interested I could sign up for their full service for £50pa which gave me access to my credit report, a dedicated case worker if I ever had any issues (I politely declined his offer).

So my real question is ! "Is the free protection with the card worth having"?

markshark_2

(bump)

Come on guys and gals! Someone must have an opinion on whether or not this service is worth it and what about the paid up service they are offerring?

$17mma

James wrote:

Preventing ID theft is cheaper and easier than clearing up the mess, why not consider a system that:

Actually deters ID theft in the first instance.

Protects the genuine person by proving that they never applied for a loan, card or opened a bank account etc.

Provided a means of identifying offenders.

http://news.bbc.co.uk/1/hi/programmes/moneybox/3574779.stm

The afore mentioned system is proactive. You don't have to rely on second and third parties destroying your personal information which could be used by crooks for ID theft and financial gain.

Bump

But surely you are unable to take advantage of online offers

James

$17mma wrote:

Bump

But surely you are unable to take advantage of online offers

No, not at all. You will have to sign, print and return an application form. I've actually done this.