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Pay as you go

Hi I want to buy a good Orange and O2 PAYGO phone - Spending around £70-£100. Im happy to buy online for a good deal but all the mobile sites look the same and I not sure which to trust.
More importntly though I would like somebody to tell me which phone they have I might like - Basics are decent camera - Maybe touch screen - ability to go online easily - MP3 - with good storge ? Altho I can get a compatible memory card. A phone that is modern and looks good in short.
Any help much appreciated - One is a Bday present.
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