will parent lose benefits if i move in?

jjbtnc

Hi all, done a bit of forum searching and still not sure about a few things

I'm planning on moving in with 67 year old widowed mother while i look in to buying a new house.
She gets a state pension, HB and full council tax - when i move in i accept she will lose her HB and council tax benefit and i will therefore pay her rent and CT for her.
Thing is she also gets this thing called pension credit which brings her pension up from aprox £130 to aprox £150
Will she lose this pension credit, is it means tested? I earn aprox £450pw so i'm sure my earnings while living there will be taken in to account and mean she won't qualify for anything.
if she does lose this pension credit as well it would probably make sense to just rent a flat for the short term rather than move in with her...
p.s. if i move in with here is there any kind of time period that i can live there without effecting her benefits? for example what if i'm only there for 5 or 6 weeks before i move out?

dreamylittledream

The income of a non dependant child living with someone on income based benefit should not impact their pension credit or any other income based benefit for that matter.

The housing benefit will be reduced but shouldn't cease altogether I don't think but I'm no HB/LHA expert

bexmark_2

Check with the local authority. There may still be protection for customers in receipt of Pension Credit when a non-dependent moves in, meaning that you will not affect her HB or CTB for 26 weeks.

Wig

See previous reply for HB/CTB

Her PC should not be affected, but if you want to check, ring PC helpline 0800 99 1234

BTW her PC is a top up to £132.60, unless she is also getting the savings credit of £20.52
http://www.direct.gov.uk/en/Pensionsandretirementplanning/PensionCredit/DG_10018692

Oldernotwiser

I think that your mother can only be better off with you bringing such a considerable income into the household. Good for you!

fluffymovie

For people over age of 65 there is something called a non dep deduction delay for HB and CTB.
This means no deduction is made from her award for 26 weeks.
However, she will lose her Single Persons Discount but the CTB will increase to cover that