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What is your long term saving strategies?

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Comments

  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    I know what you mean Kerry. There is virtually nothing on my soa i could cut out. Ok my car but hey that was my choice to get one a bit dearer and pay the finance so im going to stick with it as i do love my car. And just £900 a year insurance which at my age is good, alot pay 3 times this amount for a car nowhere near the £7500 value mine has.

    Any ideas for me bringing in more though? I think im going to check out prices for the local paper to advertise my building services. Might do a leaflet drop if they are cheap enough to knock up a fair few + that will keep me busy on weeknights even in the worst weather. Need to get more work on for more income :) Got a few jobs coming up but not for a few weeks yet...so just doing overtime at work on a Saturday just now...Any tips/advice?
    Work in progress...Update coming July 2012.
  • KPR11
    KPR11 Posts: 610 Forumite
    edited 26 October 2010 at 9:39PM
    Thanks lol. i won't post it on the debt free board as if you aren't willing to sit in the freezing cold with no heating and tv you don't seem to be trying hard enough! :-)

    Harsh but I think true! Actually they recommend putting on extra jumpers preferably old jumpers! :p I think they mean well but some of them are just too extreme (at least for my liking)!
    Don't get me wrong i have squandered a LOT of money over the years, pretty much on the usual sexl

    Didn't realise women paid for it! You must tell me where this was as this could be my way of increasing my income whilst having fun! ;):p
    £365 in 365 days challenge: £730 / £150
  • lol, thanks KPR for not using the whole quote lol,

    Just to clarify i have never actually paid for sex! :-)

    Rictus there are loads of ways to earn little bits of money but to get anything substantial is more tricky. whereabouts in the country are you?
    Aug 24 - Mortgage Balance £242,040.19
    Credit Card - £8,141.63 + £4,209.83
    Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 2035

  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Theres always a first time though Kerry :) Never too old!! :P

    Im in the north of Scotland.....Just lining up overtime at work and some homers building a garage and a couple of garden walls.
    Work in progress...Update coming July 2012.
  • cheeky git, I'm only 32! you make me sound about 50!

    ah just wondered about the area, that would explain your living expenses and wage. I'm in the ridiculously expensive SE.
    Aug 24 - Mortgage Balance £242,040.19
    Credit Card - £8,141.63 + £4,209.83
    Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 2035

  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Well actually its because i still stay at home with my parents. £100 a month covers rent,food,washing etc
    Work in progress...Update coming July 2012.
  • Sorry misunderstanding, i did get the rent thing, i meant your projected future costs.
    Aug 24 - Mortgage Balance £242,040.19
    Credit Card - £8,141.63 + £4,209.83
    Goals: Mortgage Free by 2035, Give up full time work once Mortgage Free, Ensure I have a pension income of £20k per year from 2035

  • bodmil
    bodmil Posts: 931 Forumite
    Ahhh come on Rictus, you live in the North of Scotland and have to ask about working offshore?!
  • KPR11
    KPR11 Posts: 610 Forumite
    lol, thanks KPR for not using the whole quote lol

    I didn't use the whole but I didn't doctor the quote either! :cool:
    £365 in 365 days challenge: £730 / £150
  • KPR11
    KPR11 Posts: 610 Forumite
    rictus123 wrote: »
    Im in the north of Scotland.....

    What exactly am I doing in London and what am I doing in Tax? :eek:

    I think I should move to North of Scotland - that's where the construction boom seems to be happening!:money:

    Am clearly living in the wrong part of the country and certainly in the wrong profession!
    £365 in 365 days challenge: £730 / £150
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