"I'd rather go to bed supperless than rise in debt" - Benjamin Franklin

missymoo81

thanks hun will have a little look into that, its got to be better than OH's thoughtful method of ooooh lets just do it 3 times away, of course it will work!!! MEN!!!!!

Moneytroubles_2

I watched "the great sperm race" (you can get it on you tube) and it really made me realise how difficult it can be to get pregnant. Get hubby to watch it lol xxx

missymoo81

lol will do, he'll do anything if it means he gets more time in bed with me lol!!!!! These men do make me laugh!!

trumped

Lovely quote - thanks. Food for thought

Moneytroubles_2

Thanks trumped! I agree :-D xxx

Moneytroubles_2

Right then unfortunatley today I have had no substantial developments - booo, I wanted to phone Barclays and make LAST payment but couldnt find the documents - grrrrr!! Will find them out and ring tommorow, I can't wait

I have made my last Gym payment this month too, I was tied into a contract but was able to cancel due to be pregnant so thats £21.99 a month i'll be saving, also contacted the college as I started a BSL course a couple of weeks I ago which I enrolled on before getting pregnant anyway I felt I was doing too much with uni, work, placement and the BSL course so decide to come off it, Ive read on the website im eligible to a refund due to me leaving within the first term so thats over £200 I will be getting back too

xxx

Moneytroubles_2

I have just rang Halifax and paid the final balance of £114.75 off the overdraft - yayyyy!!! They did tell me to keep an eye on my online banking over the next 24 hours to ensure it has gone through so I wont be adding it till the debts cleared list until it has but still its very very exciting!! xxxx

Moneytroubles_2

I'm on a roll this evening and just made last payment to Barclays - Whoop Whoop!! So I now own my car and everything LOL I have updated my status cos I just couldnt wait. Get paid on Friday so gonna enjoying seeing what I can settle then! Waiting for VERY and NEXT to update my account and take my previous payments off the total and hopefully fingers tightly crossed I will pay them off before christmas - yayyyy!!

The debts settled today will free up £216.87 a month! how exciting is that!! Gonna use the money to get credit card down, which is currently at £2399! The aim is to have that gone before bambino makes an appearance! xxxx

Moneytroubles_2

Well today I have just checked the online banking, and me and OH both get paid tommorow and there is still over £200 in the bank :D I dont think this has ever happened, we have an £100 over draft and are always in it come pay day - whoop whoop to us!! xxx

Moneytroubles_2

Just recaluated my debts and they are now at £18, 914.00 - Pretty Chuffed as it was over £20, 000 at LBM

Also started a spread sheet today, provided by Eager Learner and its fab!! xxxx