We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Isa comparison - Halifax v Principality

Hi All,

I currently have my Isa with First Direct and I would like to transfer this to a better rate as my one year half decent interest rate has now ceased.

I notice that Halifax and the Principality BS are offering Isa's with comparable rates and allow transfers in, however which one would people go for?

So far I've noticed that Halifax are making a pledge about paying interest from the day that the Isa application is received and I've noticed that Principality seem to offer ok customer service so thought I would gauge the opinions of others before going for it!

All opinions / advice appreciated.

Thanks.

Rob

Comments

  • rb10
    rb10 Posts: 6,334 Forumite
    Without a doubt, Halifax.

    You will get more interest, because of their ISA promise, plus if you have a current account you'll get an extra 0.2%.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've gone for the Halifax due to their promise on paying the interest when receiving the form.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.7K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.