maturing £28k

frames1_uk

ah I see what you mean now. hmm ok, will think about that, thanks!

frames1_uk

hmm just went to open one online, but first question I have to agree to is 'I do not have a current account with Lloyds TSB.'

xrjtg

I opened my second account in branch, and I think other have managed to do it over the phone, but I'm not sure you can do it online, even though they appear to offer you the option if you're signed in to internet banking.

frames1_uk

it appears I can open another 'current account', but not with Vantage.. perhaps I can do that once the account is open..

kiis102

D1zzy wrote: »

3 accounts A B C
login once a month (or set up SOs)

Move £1000 A >B>C>A (takes about 30 secs)

The £1000 just has to go into each acc each month - it doesn't have to stay there

So I can open a Vantage account and say smack £7k in there straight away this month and get 4%??. Then next month transfer in 1k from my Barclays Debit card (total 8k) then transfer the 1k back out straight away into my other Barclays account (back down to 7k)??

D1zzy

kiis102 wrote: »

So I can open a Vantage account and say smack £7k in there straight away this month and get 4%??. Then next month transfer in 1k from my Barclays Debit card (total 8k) then transfer the 1k back out straight away into my other Barclays account (back down to 7k)??

Exactly - but take the £18-£20 interest out as well 'cos you get almost nothing on that

kiis102

D1zzy wrote: »

3 accounts A B C
login once a month (or set up SOs)

Move £1000 A >B>C>A (takes about 30 secs)

The £1000 just has to go into each acc each month - it doesn't have to stay there

D1zzy wrote: »

Exactly - but take the £18-£20 interest out as well 'cos you get almost nothing on that

ok great thanks all signed up but had to do it again cause i spelt my name wrong "doh". Only got 11k. lovely jubbly

D1zzy

kiis102 wrote: »

ok great thanks all signed up but had to do it again cause i spelt my name wrong "doh". Only got 11k. lovely jubbly

£11k - open 2 accounts put 5K in 1 and 6K in the other then you can get 4% on the whole 11K - and just do the monthly £1000 shuffle between the 2 accounts A>B >A

kiis102

D1zzy wrote: »

£11k - open 2 accounts put 5K in 1 and 6K in the other then you can get 4% on the whole 11K - and just do the monthly £1000 shuffle between the 2 accounts A>B >A

Oh didn't know you could have more than 1 account. Thats awesome, wonder why more people aren't doing this

D1zzy

kiis102 wrote: »

Oh didn't know you could have more than 1 account. Thats awesome, wonder why more people aren't doing this

You can have max 3 - so once you get £15K - open a 3rd.

You might find you have to open your 2nd and 3rd either by phone or in branch - there are lots of threads on here about opening vantage accounts - including some earlier posts in this thread