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Time to make some changes . . . lots of changes!

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  • So today I started my MSE attack on 2011 and re-joined the Crazy Clothes Challenge 2011! And I need that one, because I can feel myself slipping back into a spending vein. Clothes have always been my weakness but I also slip into house furnishings . . .

    . . . Not unlike how I slipped into Habitat this lunchtime and left holding a half price Joseph Joseph pestle and mortar. Which I really, really didn't need. But it was at least a good price.

    Got to get back to those Money Mantras.
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • ZTD
    ZTD Posts: 24,327 Forumite
    So today I started my MSE attack on 2011 and re-joined the Crazy Clothes Challenge 2011! And I need that one, because I can feel myself slipping back into a spending vein. Clothes have always been my weakness but I also slip into house furnishings . . .

    Do you not find house furnishings are a bit tight around the waist?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    Do you not find house furnishings are a bit tight around the waist?

    Thank you ZTD, very good! :D Reminds me of an old Goon Show joke that goes something like . . .

    Henry: Put the kettle on Min!
    Min: It won't fit me Henry!

    Anyway enough silliness, I think for the coming year I'm going to note all my spends, as it will make me think before I make them . . .

    Today:
    £21.21 on food (I won't bore you with my shopping list!)
    £28 Dress in sales
    £15 Scarf in sales

    Hmm not very good, only needed one of those things on the list. Can you guess which one it was?! I can see this will be a good discipline for keeping me in line . . .
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • ZTD
    ZTD Posts: 24,327 Forumite
    Thank you ZTD, very good! :D Reminds me of an old Goon Show joke

    Compared with the Goons... :eek:

    I must be getting old.

    I seem to remember that they weren't available in even black and white... :shocked:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    Compared with the Goons... :eek:

    I must be getting old.

    I seem to remember that they weren't available in even black and white... :shocked:

    No radio only.

    Anyway, I don't think you have to be old to know a Goon reference. I'm still under 30 and I brought it up!

    So spends today (sorry if this is getting boring for people) was on a trip to London:
    £21.50 Train ticket
    £14.25 for lunch (I paid for lunch my friend paid for entry to Kew Gardens, over £20 so I got the better end of the stick)
    £5.90 :eek: for coffee and cake in V&A
    £5 on oyster top up.

    I feel a cheap week coming on!
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • ZTD
    ZTD Posts: 24,327 Forumite
    No radio only.

    Not radio! "The Wireless"... ;)
    Anyway, I don't think you have to be old to know a Goon reference. I'm still under 30 and I brought it up!

    You can get them on t'internet these days.
    So spends today (sorry if this is getting boring for people) was on a trip to London:
    £21.50 Train ticket

    Don't forget if it was planned reasonably far in advance, you can get advance tickets
    £14.25 for lunch (I paid for lunch my friend paid for entry to Kew Gardens, over £20 so I got the better end of the stick)
    £5.90 :eek: for coffee and cake in V&A

    :shocked::shocked::shocked:

    You'll not get rich eating that cake...
    £5 on oyster top up.

    I feel a cheap week coming on!

    Don't forget the forthcoming spend of £432.92 over the next week or so on various pills and potions to treat all the plagues and pestilences you'll have picked up in London.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    Don't forget if it was planned reasonably far in advance, you can get advance tickets

    Don't forget the forthcoming spend of £432.92 over the next week or so on various pills and potions to treat all the plagues and pestilences you'll have picked up in London.

    Thanks for your concern ZTD, but I seem to have avoided the London Plague.

    As for train tickets, I used to book in advance, but I've found that the inflexibility doesn't work so well for London trips - so often it takes an age on the tube and you miss your train, so I've given up.

    NSD yesterday, although meeting a friend later, so may have to suck up some spending there.
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • OK other spends yesterday:

    £1.50 Postage for a parcel to a friend
    £4.25 Glass of wine (:eek: I almost fell over at that, not a posh place, and not a large glass either!)

    and today:
    £9 ish (8 something) on food bits
    £6.25 on cinema ticket (off to see the King's Speech in a moment)
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • OK I am well and truely in the pinch (as in beyond feeling the pinch, IN the pinch). I have £28 to my name, and I have to go to London for a meeting on Tuesday, and probably will need some more food next week too.

    But I am determined not to go over my overdraft like I did last month.
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • Cheap if not spend free weekend -

    Went to see the DPs on Friday for dinner, and then went to an auction viewing with DM and her friends, followed by being treated to a pub lunch by DM. Placed a couple of small bids, so will see if anything comes from it.
    Bought some food from Mr. A on the way home (£7.50 ish) and cooked dinner for some friends in the evening.

    Sunday, was a very quite potter about the house, cooked lots of things, went for a swim, and the only spend was £5.80 on some face wash.

    Going to re-join the Grocery Challenge this week in readiness for February, and going to get the sewing machine out again and start some MSE crafting.
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
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